Top Universities & Colleges in USA in 2025 - Rankings, Fees & Acceptance Rate
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Manik

Study Abroad Content Specialist | Updated on - Jul 23, 2025

The United States remains the top destination for Indian students, with over 1.1 million international students enrolled. Most students pursue programs in STEM, business, and healthcare. In the QS World University Rankings 2026, Massachusetts Institute of Technology (Rank 1), Stanford University (Rank 3), and Harvard University (Rank 5) lead globally, while other prestigious institutions like Caltech (10), University of Chicago (13), and Yale (21) are also prominent. These top-ranked universities offer a range of programs including MBA, M.S. in Computer Science, and M.S. in Business Analytics—specializations highly sought after by Indian students.

The cost of education at these institutions ranges significantly. Annual tuition fees for top universities lie between ?28.93L (UC Berkeley) and ?77.92L (Columbia University). Living expenses vary from ?9.67L to ?28.34L per year, with Stanford University topping the list in living costs. Despite the high expenses, U.S. degrees offer strong returns on investment. For instance, graduates from Stanford and MIT earn average base salaries of $121,000 (?1 Cr) and $120,000 (?99.6L) respectively, making these degrees financially rewarding in the long term.

Admission requirements for Indian students typically include a GPA between 3.0–4.0 (approx. 83–100%), along with standardized test scores like GRE (311–330), GMAT (670–738), and English proficiency through IELTS (6.5–7.5) or TOEFL (90–113). Several scholarships help ease the financial burden: the Fulbright-Nehru Fellowship (MIT) covers tuition and living costs, the Inlaks Scholarship (Yale) provides up to $100,000 (~?83L), and the Aga Khan Foundation (Cornell) offers full tuition as a 50% grant + 50% loan. These factors make top U.S. universities both aspirational and accessible for academically strong Indian students.

Read More: Study in USA



Top Universities and Colleges in USA

The table below lists the top universities in USA based on QS World University Rankings 2026 and Times Higher Education (THE) Rankings 2025.

Top Universities in USA Courses and Specializations

Top universities in USA offer a wide range of programs with specialized tracks across disciplines. Many also provide dual-degree options in related fields. Below are some common degrees and their leading specializations:

Program Specializations
MBA Accounting, Marketing
MFin Finance
M.S. in Computer Science Programming Languages, Artificial Intelligence, Cybersecurity
MSN Family Nurse Practitioner
M.S. in Business Analytics Big Data Analytics, Supply Chain Analytics
M.S. in Psychology Clinical Psychology, Forensic Psychology
Master of Architecture Building Architecture
M.S. in Aerospace Engineering Flight Mechanics
M.S. in International Business International Business and Trade

Note: These are select examples. Most top colleges in USA offer multiple specializations suited for master's and MBA-level studies.

Also Read: Top Programs and Universities in the USA for Indian Students


Top Universities in USA for Bachelors

Over 1 million international students study in the U.S., many opting for 4-year bachelor’s degrees to meet graduate and visa requirements. A U.S. degree can also waive English tests for master’s admissions. Top-ranked schools like MIT, Stanford, and Harvard offer strong programs in engineering, business, and healthcare:

Popular Undergraduate Programs Top Universities
BBA Umich-Ann Arbor, Ann ArborCarnegie Mellon University, PittsburghUT-Austin, Austin
Bachelor of Physics MITHarvard UniversityPrinceton University, Princeton
B.Sc. in Nursing University of Delaware, Newark
B.Sc. in Computer Science Stanford University, StanfordUniversity of Pennsylvania, PhiladelphiaJohns Hopkins University, Baltimore
B.Sc. in Chemistry MITHarvard UniversityPrinceton University, Princeton
B.Sc. in Civil Engineering Stanford University, StanfordUC-Berkeley, BerkeleyMIT
B.Sc. in Mechanical Engineering MITHarvard UniversityPrinceton University, Princeton
B.Sc. in Biology MITHarvard UniversityStanford University, Stanford
B. Sc. in Physics Georgia Institute of Technology, AtlantaNortheastern University, BostonUniversity of Connecticut, Storrs
B.A. in Economics MITHarvard UniversityPrinceton University, Princeton
B.A. in Psychology Harvard UniversityPrinceton University, PrincetonStanford University, Stanford

Note: The above table comprises only a few of the top universities offering these programs. Each of these programs are offered by numerous other universities and colleges in USA.

Also Check: Best Bachelor Universities in USA


Top Universities in USA for Masters

Each year, over 1.1 million international students enroll in U.S. universities, with graduate programs being a major draw. International students make up around 5.5% of the total student population.

A U.S. master’s degree is widely recognized and valued globally, which adds to the appeal. Below are some of the top universities in USA for MS and other graduate programs.

Popular Graduate Programs Top Universities
MBA MITHarvard UniversityStanford University, Stanford
M.S. in Computer Engineering MITHarvard UniversityPrinceton University, Princeton
M.S. in Finance Stanford University, StanfordJohn Hopkins UniversityUC-Los Angeles, Los Angeles
MSN MITHarvard UniversityPrinceton University, Princeton
M.S. in Biomedical Engineering Yale University, New HavenNew York University, New York CityUT-Austin, Austin
M.S. in Mathematics Stanford University, StanfordCalifornia Institute of Technology, PasadenaYale University, New Haven
M.Sc. in Economics MITJohn Hopkins UniversityColumbia University, New York City
M.S. in Statistics Stanford University, StanfordYale University, New HavenUniversity of Chicago, Chicago
M.S. in Marketing John Hopkins UniversityColumbia University, New York CityNorthwestern University, Evanston
M.S. in Mechanical Engineering MITStanford University, StanfordPrinceton University, Princeton
M.S. in Artificial Intelligence Carnegie Mellon University, PittsburghNorthwestern University, EvanstonBoston University, Boston
M.S. in Robotics University of Pennsylvania, PhiladelphiaJohns Hopkins University, BaltimoreUmich-Ann Arbor, Ann Arbor

Top Universities in USA for Doctoral Courses

The top universities in USA offer a wide range of doctoral and postdoctoral programs for international students, with access to advanced research facilities and technology. Many institutions also provide fully funded PhD opportunities.

The U.S. research environment allows students to engage with industry professionals, gain practical experience, and apply research in real-world contexts. Below are some key doctoral and research programs available in the country.

Programs Popular Colleges Average Costs in USD
Ph.D. in Computer Science MITHarvard UniversityStanford University, Stanford 61,546
Ph.D. in Business Administration MITHarvard UniversityStanford University, Stanford 67,276
Ph.D. in Mechanical Engineering Yale UniversityCalifornia Institute of Technology, PasadenaStanford University, Stanford 59,328
Ph.D. in Neuroscience MITHarvard UniversityCalifornia Institute of Technology, Pasadena 51,567
Ph.D. in Molecular and Cellular Biology Harvard UniversityPrinceton University, PrincetonUC-Los Angeles, Los Angeles 49,197
Ph.D. in Data Science Yale University, New HavenUC-San Diego, San DiegoUniversity of Wisconsin-Madison, Madison 32,301
Ph.D. in Statistics Harvard University, CambridgeStanford University, StanfordYale University, New Haven 47,274

Top Universities in USA for MBA

MBA programs at the top universities in USA have competitive admission processes and typically require strong academic records, standardized test scores, and proof of English proficiency. The table below lists key details such as tuition, eligibility, and location for selected universities.

University Name Location Course Tuition (Per Year) Eligibility
MIT (Sloan) Cambridge, MA ?76.07L ($89,000) GRE 311, TOEFL 90
Harvard University Cambridge, MA ?67.26L ($78,700) GRE 326, IELTS 7.5
Stanford University Stanford, CA ?73.29L ($85,755) GMAT 738, TOEFL 113, PTE 68
UC Berkeley (Haas) Berkeley, CA ?73.00L ($85,406) Duolingo 125, IELTS 7
Yale University (SOM) New Haven, CT ?59.74L ($69,900) GRE 330
University of Chicago (Booth) Chicago, IL ?74.66L ($87,354) Duolingo 135, TOEFL 104, PTE 70
University of Pennsylvania (Wharton) Philadelphia, PA ?75.19L ($87,970) Duolingo 135, TOEFL 100
Johns Hopkins University Baltimore, MD ?64.10L ($75,000) Duolingo 130, TOEFL 100, PTE 68
UCLA (Anderson) Los Angeles, CA ?23.27L ($27,223) GMAT 670, IELTS 7
Columbia University New York City, NY ?77.92L ($91,172) GMAT 732
Cornell University Ithaca, NY ?74.01L ($86,596) Duolingo 120, IELTS 7.0
University of Michigan–Ann Arbor Ann Arbor, MI ?66.69L ($78,030) IELTS 7, PTE 70
Carnegie Mellon University Pittsburgh, PA ?69.52L ($81,340) Duolingo 120, IELTS 7.5
Duke University Durham, NC ?69.23L ($81,000) Duolingo 125, IELTS 7

Top Universities in USA Admission Requirements

Admission criteria vary by program and institution, but most top universities in USA follow a set of standard requirements for international applicants. Common documents and qualifications include:

  • Official transcripts, mark sheets, and degree certificates
  • Certified English translations of non-English documents
  • Credential evaluation by recognized agencies (e.g., WES)
  • Application fee
  • Minimum GPA of 3.0–4.0 (approximately 83–100%)
  • SAT or ACT scores for undergraduate programs
  • GRE or GMAT scores for graduate programs (as required)
  • Statement of Purpose (SOP)
  • Resume or CV
  • Letters of Recommendation (academic/professional based on the program)
  • Proof of financial resources to cover tuition and living costs
  • English language proficiency scores (TOEFL, IELTS, or equivalent)

Top Ten Public Universities in USA Admission Requirements

Below are the top 10 public universities in USA based on the QS world rankings 2026 with their respective admission requirements:

University Name English Test Requirements PG General Requirements
Massachusetts Institute of Technology (MIT) TOEFL 100 GPA 3.5
Stanford University TOEFL 113, PTE 68 GMAT 738, GPA 3.5
Harvard University Duolingo 125, TOEFL 100, PTE 70 LOR, GPA 3.5
California Institute of Technology (Caltech) Duolingo 120, TOEFL 100 GPA 3.5
University of Chicago TOEFL 90 GPA 3.5, SOP
University of Pennsylvania Duolingo 135, TOEFL 100 GPA 3.5
Cornell University Duolingo 120, IELTS 7.0 GPA 3.5, LOR and SOP
UC Berkeley Duolingo 125, IELTS 7 GPA 3.0
Yale University IELTS 7.0 GRE 330, GPA 3.5
Johns Hopkins University Duolingo 130, TOEFL 100, PTE 68 2 LORs, SOP, GPA 3.0

Top Universities in USA Tuition & Living Costs

The cost of studying at the top universities in USA includes both tuition fees and living expenses. Among the leading institutions, tuition ranges from ?28.93L/Yr to ?59.27L/Yr, while annual living costs vary between ?9.67L and ?28.34L, depending on location and campus lifestyle.

Stanford University tops the list in terms of living expenses, while UC Berkeley offers the most affordable tuition among these elite institutions. These numbers are relevant for those considering both Ivy League schools and some of the best public universities in the United States.

Cost Comparison: Tuition & Living Expenses (Top 10 Universities)

University Name Avg. Tuition (?/Yr) Living Cost (?/Yr)
Massachusetts Institute of Technology (MIT) ?51.69L ?17.33L
Stanford University ?57.25L ?28.34L
Harvard University ?48.18L ?11.66L
California Institute of Technology (Caltech) ?54.90L ?17.34L
University of Chicago ?59.27L ?24.79L
University of Pennsylvania ?46.67L ?16.21L
Cornell University ?43.12L ?9.67L
University of California, Berkeley (UC Berkeley) ?28.93L ?15.38L
Yale University ?55.21L ?17.01L
Johns Hopkins University ?56.73L ?17.22L

These figures offer a realistic estimate for international students budgeting for a degree at the top ten public universities in USA

Scholarships at Top Universities in USA

The top universities and colleges in USA offer a wide range of scholarships for international students, including Indian applicants. These awards—offered by the universities themselves or external organizations—help cover tuition, living expenses, and other costs. Whether you're applying to top ranked universities in USA for MS, best universities in US for masters, or US colleges for MBA, these scholarships can significantly reduce your financial burden.

Here is a list of some of the most recognized scholarships at the top colleges in USA:

Scholarship University Grant Details
Boustany MBA Harvard Scholarship Harvard University 75% tuition waiver + accommodation & travel for internship. For MBA admits. Deadline: May 31, 2025.
Fulbright-Nehru Master’s Fellowships Massachusetts Institute of Technology (MIT) Covers tuition, partial living, and healthcare. For students with 55%+ in UG and 3+ years’ experience.
JN Tata Endowment Scholarship Stanford University Award ranges from ?1–10L. For Indian master’s students under 40 with at least 60% in UG.
Helen Lansdowne Resor Scholarship Columbia University $10,000 award for female PG students in fields like Business, Architecture, Communication.
International Merit Scholarship Columbia University Up to $3,000. Open to all incoming master’s students. Application required.
Aga Khan Foundation Scholarship Cornell University Covers full tuition (50% grant + 50% loan). For students under 30 from eligible countries.
Inlaks Shivdasani Foundation Scholarship Yale University Merit-based award up to $100,000. Requires first-class UG degree.
JHU Carey Business Fellowship Johns Hopkins University Covers ?72.2L ($82.5K) for outstanding business students.

These opportunities make the best public universities in United States and private institutions more accessible to international applicants. If you're targeting the top ten public universities in USA or elite private institutions, applying early for scholarships is highly recommended to improve your chances.

Top Universities in USA by ROI

Return on Investment (ROI) is a key factor for international students when choosing a U.S. university. It reflects how the cost of education compares to potential earnings after graduation. Below is a comparison of top universities in the USA based on average base salary outcomes. Salaries in both USD and INR (approximate) are provided to aid decision-making. (1 USD ? ?83)

University Avg. Base Salary (USD/year) Avg. Base Salary (INR/year)
Stanford University $121,000 ?1.00 crore
Massachusetts Institute of Technology (MIT) $120,000 ?99.6 lakh
California Institute of Technology $115,000 ?95.4 lakh
Yale University $102,000 ?84.7 lakh
Princeton University $101,000 ?83.8 lakh
Johns Hopkins University $99,000 ?82.2 lakh
Harvard University $98,000 ?81.3 lakh
Cornell University $97,000 ?80.5 lakh

Read: Job Opportunities in USA for Indian Students

Leading U.S. universities offer competitive graduate programs with average base salaries ranging from $97,000 to $121,000 per year. With merit-based scholarships, research opportunities, and strong industry connections, these institutions deliver high returns on investment for international students.

FAQs

Ques: What are the top universities in USA according to QS and THE Rankings?

Ans: The highest-ranked U.S. universities in QS World University Rankings 2026 and THE Rankings 2025 include MIT (QS Rank 1, THE Rank 2), Stanford University (QS 3, THE 6), Harvard University (QS 5, THE 3), and Caltech (QS 10, THE 7).

Ques: What are the best public universities in the United States for 2025?

Ans: Leading public universities include University of California, Berkeley (QS =17), University of Michigan–Ann Arbor (QS 45), and UCLA (QS 46).

Ques: Which U.S. universities offer the best ROI for international students?

Ans: Based on average base salaries, top ROI universities are:

  • Stanford University: $121,000/year (~?1.00 Cr)
  • MIT: $120,000/year (~?99.6 Lakh)
  • Caltech: $115,000/year (~?95.4 Lakh)

Ques: What are the tuition and living costs at top U.S. universities?

Ans: Tuition ranges from ?28.93L to ?59.27L/year, and living expenses range from ?9.67L to ?28.34L/year, depending on the city and institution.

Ques: What are the most popular courses offered by U.S. universities?

Ans: In-demand programs include MBA, MS in Computer Science, MS in Business Analytics, MS in Mechanical Engineering, and Ph.D. in Computer Science.

Ques: What are the admission requirements for top U.S. universities?

Ans: Common requirements include GRE/GMAT/SAT/ACT scores, TOEFL/IELTS, Statement of Purpose, Letters of Recommendation, academic transcripts, and proof of financial support.

Ques: Do top universities in the USA offer scholarships to international students?

Ans: Yes, scholarships include:

  • Fulbright-Nehru Fellowship (MIT)
  • Boustany MBA Scholarship (Harvard)
  • Aga Khan Foundation Scholarship (Cornell)
  • Carey Business Fellowship (Johns Hopkins)

Ques: Which are the best universities in the U.S. for MS programs?

Ans: Highly ranked MS destinations include MIT, Stanford, Harvard, Caltech, and Yale.

Ques: Which universities offer affordable MBA programs in the U.S.?

Ans: Among top-tier schools, UCLA offers an MBA at ?23.27L/year ($27,223). Other top programs cost between ?59L and ?77L annually.

Ques: Is a U.S. master’s degree accepted globally?

Ans: Yes. U.S. degrees are recognized worldwide for their academic rigor, industry relevance, and global reputation.

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Found 1018 universities

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RankCollege InfoTuition Fees & living Cost(Avg.)Top CoursesRanking & Reviews
#21Georgia Institute of Technology logo

Georgia Institute of Technology, Atlanta

Georgia, Usa10%Acceptance Rate
Tuition:  $34.7K/YrLiving$13.6K/YrAdmission M.S Computer ScienceIELTS7.5$31.2K/Yr
Course duration: 2 years
112+ More Programs
8.3/10(11 Users)Ranked 40 by THE in 2025Ranked 123 by QS in 2026
#22UI-Urbana logo

UI-Urbana, Urbana

Illinois, Usa50%Acceptance Rate
Tuition:  $42.1K/YrLiving$14.5K/YrAdmission M.S FinanceDuolingo115TOEFL79$52.7K/Yr
Course duration: 15 months
269+ More Programs
9.0/10(19 Users)Ranked 46 by THE in 2025Ranked 70 by QS in 2026
#23UT-Austin logo

UT-Austin, Austin

Texas, Usa29%Acceptance Rate
Tuition:  $27.6K/YrLiving$12.3K/YrAdmission M.S Computer ScienceGRE316IELTS6.5$10K/Yr
Course duration: 2 years
162+ More Programs
9.3/10(15 Users)Ranked 50 by THE in 2025Ranked 68 by QS in 2026
#24University of Wisconsin-Madison logo

University of Wisconsin-Madison, Madison

Wisconsin, Usa43%Acceptance Rate
Tuition:  $36.5K/YrLiving$15.8K/YrAdmission M.S Computer ScienceDuolingo125IELTS7$19.3K/Yr
Course duration: 1 year
335+ More Programs
6.7/10(20 Users)Ranked 56 by THE in 2025Ranked 110 by QS in 2026
#25Brown University logo

Brown University, Providence

Rhode Island, Usa5.65%Acceptance Rate
Tuition:  $63.9K/YrLiving$9.8K/YrAdmission M.S Computer ScienceDuolingo130IELTS8PTE75$40.6K/Yr
Course duration: 2 years
91+ More Programs
7.0/10(2 Users)Ranked 58 by THE in 2025Ranked 69 by QS in 2026
#26UC-Davis logo

UC-Davis, Davis

California, Usa16%Acceptance Rate
Tuition:  $47.7K/YrLiving$16.1K/YrAdmission M.S Computer ScienceDuolingo115TOEFL100$27.9K/Yr
Course duration: 1 year
148+ More Programs
7.3/10(8 Users)Ranked 62 by THE in 2025Ranked 114 by QS in 2026
#27UC-Santa Barbara logo

UC-Santa Barbara, Santa Barbara

California, Usa28%Acceptance Rate
Tuition:  $15.7K/YrLiving$15.2K/YrAdmission M.Sc Computer ScienceDuolingo130TOEFL100$14.4K/Yr
Course duration: 2 years
96+ More Programs
8.2/10(6 Users)Ranked 67 by THE in 2025Ranked 179 by QS in 2026
#28Washington University logo

Washington University, St. Louis

Missouri, Usa12%Acceptance Rate
Tuition:  $60.8K/YrLiving$15.5K/YrAdmission M.S Computer ScienceDuolingo115IELTS7.0PTE68$67.5K/Yr
Course duration: 1 year
122+ More Programs
6.7/10(4 Users)Ranked 69 by THE in 2025Ranked 167 by QS in 2026
#29UNC-Chapel Hill logo

UNC-Chapel Hill, Chapel Hill

North Carolina, Usa19%Acceptance Rate
Tuition:  $26.2K/YrLiving$11.6K/YrAdmission M.B.AGMAT700IELTS7PTE68$74.1K/Yr
Course duration: 21 months
146+ More Programs
7.5/10(5 Users)Ranked 70 by THE in 2025Ranked 140 by QS in 2026
#30University of Southern California logo

University of Southern California, Los Angeles

California, Usa12%Acceptance Rate
Tuition:  $32.3K/YrLiving$19.9K/YrAdmission M.S Computer ScienceTOEFL90PTE61$42.6K/Yr
Course duration: 2 years
272+ More Programs
7.7/10(37 Users)Ranked 72 by THE in 2025Ranked 146 by QS in 2026
#31Boston University logo

Boston University, Boston

Massachusetts, Usa11%Acceptance Rate
Tuition:  $65.5K/YrLiving$19K/YrAdmission M.S Computer ScienceDuolingo130TOEFL90$68.4K/Yr
Course duration: 1 year
236+ More Programs
8.3/10(14 Users)Ranked 75 by THE in 2025Ranked 88 by QS in 2026
#32Purdue University logo

Purdue University, West Lafayette

Indiana, Usa59%Acceptance Rate
Tuition:  $32K/YrLiving$12.8K/YrAdmission M.S Computer ScienceDuolingo135IELTS7.5$30.2K/Yr
Course duration: 1 year
260+ More Programs
8.0/10(17 Users)Ranked 79 by THE in 2025Ranked 88 by QS in 2026
#33Umass-Amherst logo

Umass-Amherst, Amherst

Massachusetts, Usa65.5%Acceptance Rate
Tuition:  $40.6K/YrLiving$17.8K/YrAdmission M.S Computer ScienceDuolingo105TOEFL80PTE53$36.7K/Yr
Course duration: 2 years
157+ More Programs
9.7/10(8 Users)Ranked 84 by THE in 2025Ranked 247 by QS in 2026
#34University of Minnesota logo

University of Minnesota, Morris

Minnesota, Usa71%Acceptance Rate
Tuition:  $40.3K/YrLiving$8.1K/YrAdmission B.A Computer ScienceDuolingo105IELTS5.5PTE53$37.8K/Yr
Course duration: 4 years
31+ More Programs
Ranked 87 by THE in 2025Ranked 210 by QS in 2026
#35UC-Irvine logo

UC-Irvine, Irvine

California, Usa38.7%Acceptance Rate
Tuition:  $42.7K/YrLiving$16.7K/YrAdmission M.S Computer ScienceDuolingo115TOEFL80$27.9K/Yr
Course duration: 15 months
104+ More Programs
6.8/10(7 Users)Ranked 90 by THE in 2025Ranked 293 by QS in 2026
#36Vanderbilt University logo

Vanderbilt University, Nashville

Tennessee, Usa4.6%Acceptance Rate
Tuition:  $57.9K/YrLiving$11.5K/YrAdmission M.S Data ScienceDuolingo130TOEFL100$87.1K/Yr
Course duration: 2 years
93+ More Programs
9.2/10(1 User)Ranked 90 by THE in 2025Ranked 250 by QS in 2026
#37Emory University logo

Emory University, Atlanta

Georgia, Usa10.6%Acceptance Rate
Tuition:  $59.3K/YrLiving$20.2K/YrAdmission M.P.HTOEFL80$21.6K/Yr
Course duration: 2 years
121+ More Programs
6.8/10(6 Users)Ranked 98 by THE in 2025Ranked 182 by QS in 2026
#38Pennsylvania State University logo

Pennsylvania State University, State College

Pennsylvania, Usa64.3%Acceptance Rate
Tuition:  $46.2K/YrLiving$11.3K/YrAdmission M.S Computer ScienceDuolingo120IELTS6.5$48.7K/Yr
Course duration: 2 years
278+ More Programs
7.3/10(16 Users)Ranked 100 by THE in 2025Ranked 82 by QS in 2026
#39UM-College Park logo

UM-College Park, College Park

Maryland, Usa44%Acceptance Rate
Tuition:  $34K/YrLiving$9.2K/YrAdmission M.S Data ScienceTOEFL96PTE68$21.6K/Yr
Course duration: 16 months
171+ More Programs
8.0/10(23 Users)Ranked 112 by THE in 2025Ranked 207 by QS in 2026
#40Rice University logo

Rice University, Houston

Texas, Usa9.48%Acceptance Rate
Tuition:  $56.9K/YrLiving$18.1K/YrAdmission M.C.SGRE322TOEFL90$59.8K/Yr
Course duration: 1 year
73+ More Programs
7.0/10(4 Users)Ranked 112 by THE in 2025Ranked 119 by QS in 2026