University of Cambridge Courses and Fees 2026

University of Cambridge fees for Indian students range from £29,052 (INR 36.95 Lakhs) at undergraduate level up to £80,000 (INR 1.02 Crore) for the Cambridge Judge MBA. Popular postgraduate paths for Indian students include the MPhil in Machine Learning and Machine Intelligence, the MPhil in Advanced Computer Science, and the Cambridge Judge MBA.

The October 2027 intake is your realistic entry: Cambridge admits only in Michaelmas term, so no January or spring alternative exists. Applications open on 3 September 2026, roughly five weeks from now.

• Undergraduate Group 1 (Economics, Law, English, History): £29,052/year (INR 36.95 Lakhs)
• Undergraduate Group 4 (Engineering, Computer Science, Natural Sciences): £44,214/year (INR 56.24 Lakhs)
• Undergraduate Group 5 (Medicine, Veterinary): £70,554/year (INR 89.74 Lakhs)
• Postgraduate MPhil (verified example, Population Health Sciences): £43,296/year (INR 55.07 Lakhs)
• Cambridge Judge MBA, 2026/27 rate: £80,000 (INR 1.02 Crore)
• Annual College Fee (overseas postgraduate): £11,500 to £14,500 (INR 14.63 to 18.44 Lakhs)

An overseas MPhil in a Group 4 subject with Cambridge living costs runs approximately INR 88 Lakhs for the year, while a 3-year Engineering BA at Cambridge totals roughly INR 2.20 Crore before scholarships.

All INR values in this guide use rate of 1 GBP = INR 127.20.

Also Check: University of Cambridge Admissions for Indian Students

University of Cambridge Tuition Fees for Indian Students in the October 2027 Intake

Cambridge groups its international undergraduate fees into five bands by subject. Group 1 (humanities, law, economics) starts at £29,052 (INR 36.95 Lakhs) and Group 5 (Medicine, Vet) tops out at £70,554 (INR 89.74 Lakhs) for the currently published 2026/27 academic year. The 2027/28 rate (which will apply to your October 2027 entry) publishes by 1 October 2026.

University of Cambridge Undergraduate Fees for Indian Students, 2026/27 Rate

The Engineering, Computer Science, and Natural Sciences Triposes, the most popular undergraduate paths for Indian students, sit in Group 4 at £44,214/year (INR 56.24 Lakhs). Economics and Law sit in Group 1 at £29,052/year (INR 36.95 Lakhs). UCAS itself takes a £30 (INR 3,816) application fee, paid to UCAS not Cambridge.

Source: University of Cambridge International Fees and Costs, 2026/27 rate.

University of Cambridge Postgraduate Fees for Indian Students, 2026/27 Rate

Postgraduate fees at Cambridge come in two parts: the University Composition Fee (UCF, the tuition portion) and a separate annual College Fee that every overseas postgraduate pays on top. The College Fee ranges £11,500 to £14,500 (INR 14.63 to 18.44 Lakhs) depending on which of the 31 Cambridge Colleges you join.

Sources: Cambridge Judge Business School MBA Fees; MPhil Population Health Sciences Fees; Postgraduate Application Fee. Individual MPhil UCFs display via a live "Fees and Maintenance" widget on the Cambridge Course Directory; the university does not publish a static PDF listing.

University of Cambridge Fee Trend Year on Year for Indian Students

Cambridge international fees have climbed sharply, particularly at the humanities end of the table, where the Group 1 rate rose +12.9% between 2025/26 and 2026/27. Group 5 (Medicine) moved more modestly at +5.0%. The 2027/28 rate, which is what your October 2027 intake actually pays, publishes by 1 October 2026.

Sources: Cambridge International Fees and Costs (2026/27); the 2025/26 range £25,734 to £67,194 is confirmed as the Group 1 and Group 5 bounds for that year.

Cost of Living in Cambridge for Indian Students at University of Cambridge

Cambridge’s own Postgraduate Admissions Office puts basic annual living costs at £19,860 (INR 25.26 Lakhs), roughly £1,655/month (INR 2.10 Lakhs), for a single postgraduate student without dependants for the 2026/27 academic year. This figure is what you must show for the UK Student Visa maintenance requirement (UKVI needs at least £1,136/month outside London held in your account for 28 days).

Source: University of Cambridge Postgraduate Living Costs 2026/27.

Cambridge is a small city with dense student housing near the Colleges, so you rarely need commuter transport, which is a real saving compared with London. Most students cycle, and a second-hand bike from the Market Square costs around £80 (INR 10,176).

Total Cost of Studying at University of Cambridge for Indian Students

The total year-one cost for a popular MPhil at Cambridge lands around INR 87 to 96 Lakhs, including UCF, College Fee, living costs, and mandatory visa charges. A Cambridge Judge MBA rings up at approximately INR 1.35 Crore for the year all-in.

Notes: UG living cost is 10-month basis (£1,655 x 10) since term-time is roughly Oct-June. PG figures use 12 months. Visa + IHS Year 1 = £558 (Student Visa) + £776 x 1 (IHS for a 12-month course). Multi-year IHS is paid upfront at application (see the Hidden Costs section). College Fee is the midpoint £13,000 (INR 16.54 Lakhs).

A 3-year Cambridge Engineering BA totals approximately INR 2.20 Crore before scholarships, and a 6-year Medicine MB BChir crosses INR 5.6 Crore. At the MPhil scale, a loan of INR 80 Lakhs on a 10-year 10.5% tenure works out to roughly INR 1.07 Lakh per month EMI. Scaling up to INR 1 Crore lifts the EMI to about INR 1.35 Lakh per month.

University of Cambridge Scholarships for Indian Students 

Cambridge routes almost all overseas funding through two central schemes plus a small set of India-specific external awards. Both flagship university schemes are auto-considered: you tick a funding box on the Applicant Portal, no separate application form.

University of Cambridge University-Level Scholarships for Indian Students

Sources: Gates Cambridge Trust; Cambridge Trust Scholarship Search.

External Indian Scholarships Open for October 2027 Entry

Sources: individual foundation websites; historical opening and closing dates for the annual cycle.

Also Check: University of Cambridge Scholarships for Indian Students, Full Guide

University of Cambridge Tuition Deposit and Payment Options for Indian Students

Postgraduate offer conditions at Cambridge typically require a tuition deposit (10% of UCF for most MPhil courses, and a non-refundable reservation fee for the MBA) within four weeks of offer acceptance. The deposit counts toward your first-year UCF and secures your CAS (Confirmation of Acceptance for Studies, the document needed for the Student Visa).

University of Cambridge Payment Methods for International Students

• Bank transfer (SWIFT/telegraphic transfer): the default method for both UCF and College Fee; expect 3 to 5 working days of transit.
• Flywire (Cambridge’s named international payment provider): Colleges and the University Finance office route most overseas payments through Flywire, which locks the INR-to-GBP rate at initiation and saves 1% to 2% versus a raw bank wire.
• Forex card: convenient for the deposit; card limits usually restrict full annual payments.
• Education loan disbursement: lenders (HDFC Credila, Avanse, Auxilo, ICICI, Prodigy) disburse directly to Cambridge on submission of the fee invoice and CAS.

Steps to Pay Your University of Cambridge Tuition Fee

1. Accept your Cambridge offer via the Applicant Portal within the deadline given.
2. Pay the tuition deposit or MBA reservation fee within four weeks; retain the receipt.
3. Receive your CAS from Cambridge (usually 4 to 8 weeks before the course start).
4. Pay the balance of Year 1 UCF and College Fee at Michaelmas registration in late September 2027, or on the instalment schedule if your College offers one.
5. Keep every payment receipt as part of your Student Visa file; UKVI can request them.

Cambridge Colleges collect the UCF, College Fee, and any accommodation charges through a single termly bill (Michaelmas, Lent, Easter). Full-course upfront payment is not standard practice at Cambridge and does not carry a discount, unlike some other UK universities.

Source: Cambridge Postgraduate Tuition Fees; Postgraduate Offer Conditions Guide 2026/27.

Hidden Costs of Studying at University of Cambridge for Indian Students

For the October 2027 intake, budget roughly INR 6 to 8 Lakhs for first-year hidden costs beyond tuition and living. The single biggest surprise is the Immigration Health Surcharge (IHS), which is paid upfront as a lump sum for the full visa length at the point of visa application.

• UK Student Visa application fee: £558 (INR 70,978), payable once with the visa application from India.
• Immigration Health Surcharge (IHS): £776 (INR 98,707) per year, paid upfront in full. A 1-year MPhil = £776 (INR 98,707); a 3-year UG = £2,328 (INR 2.96 Lakhs); a 4-year Engineering MEng = £3,104 (INR 3.95 Lakhs), all lump sum.
• Cambridge College Fee: £11,500 to £14,500 (INR 14.63 to 18.44 Lakhs) per year, separate from UCF (see the fees table).
• Initial setup costs: gown for formal Hall (£45 = INR 5,724), bike (£80 = INR 10,176), bedding and kitchen kit (£150 = INR 19,080).
• IELTS or TOEFL retake: INR 17,000 per attempt if your first score misses Cambridge’s 7.5 IELTS overall requirement.
• Return flight India to London Heathrow: INR 55,000 to INR 90,000 depending on season.
• Bank transfer fees: approximately 2% of the transacted amount if you use SWIFT rather than Flywire or Wise.

University of Cambridge Fee Saving Strategies for Indian Students 

For the October 2027 intake, the highest-leverage saving lever is central funding: a single tick on the Applicant Portal by 8 December 2026 or 6 January 2027 enters you into Gates Cambridge and Cambridge Trust simultaneously, worth up to INR 1.18 Crore in savings.

• Live in College-owned accommodation: a College room with meal plan runs roughly £895/month (INR 1.14 Lakhs) versus £1,100 to £1,300 (INR 1.40 to 1.65 Lakhs) for private lets in Cambridge, a saving of INR 25,000 to 60,000/month.
• Part-time work under the Student Visa: up to 20 hours/week during term, full-time in vacations, at the UK national minimum wage of £12.21/hour = INR 1,553 per hour. A full-vacation stint can offset roughly INR 3 Lakhs of your annual living cost.
• Section 80E deduction (India): interest paid on your Cambridge education loan is fully deductible under Section 80E of the Indian Income Tax Act for up to 8 years, with no upper cap on the amount.
• Choose the correct fee group: if you are equally interested in Natural Sciences (Group 4, £44,214) and Mathematics (Group 2, £32,406), the Maths route saves INR 15.02 Lakhs per year without changing your postgraduate trajectory.
• Use the UK Graduate Route Visa: a Cambridge Masters graduate qualifies for a 2-year Graduate Route post-study work visa, and a PhD for 3 years, letting you recover a large slice of the total cost through UK earnings before returning.

Is University of Cambridge Worth the Cost for Indian Students

A one-year Cambridge MPhil at INR 87 to 98 Lakhs all-in is financially defensible when set against Cambridge’s global rank of QS #6 (2027), THE #3 (2026), and ARWU #4 (2025), plus a UK Graduate Route Visa of 2 years for Masters graduates (in force on 29 July 2026) that turns a London or Cambridge tech or finance role into loan repayment income within months of graduation.

Cambridge is ranked #5 globally by Collegedunia Study Abroad 2026 and #2 in the UK. In QS 2026 subject rankings, Cambridge holds #1 in Archaeology and English, #2 in Chemistry, Biological Sciences, Modern Languages, and Psychology, and #4 in Engineering and Technology, the flagship subjects for Indian applicants. Median graduate destinations skew toward London finance, Big Tech, Cambridge biotech, and top-tier consulting.

The EMI-versus-salary maths for a Cambridge MPhil is workable: on a INR 80 Lakh loan at 10.5% for 10 years, the monthly EMI of INR 1.07 Lakh sits well under a typical London graduate salary of £45,000 to £75,000 (INR 5.72 to 9.54 Lakhs per month gross). For MBA graduates, Cambridge Judge’s most recent employment report shows a median base salary that offsets the higher INR 1.35 Lakh monthly EMI within 2 to 3 years of graduation.

Also Check: University of Cambridge Rankings Detailed Guide