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The Bachelor of Commerce (B.Com) Banking and Insurance specialization at IPER Bhopal is a 3-year full-time undergraduate degree program affiliated to Barkatullah University, Bhopal. This course is designed for students interested in the banking, financial services, and insurance sectors. The program covers comprehensive knowledge of banking operations, insurance principles, financial management, and regulatory frameworks. The total fees for the entire 3-year duration is 1,48,050 (including a one-time refundable caution money of 1,650 in the first year). The course is offered in full-time on-campus mode with a focus on practical learning through industry visits, internships, and real-world case studies. The B.Com Banking and Insurance specialization is popular among students seeking careers in banking institutions, insurance companies, and financial advisory firms. Admission is based on merit through the online counselling conducted by the Department of Higher Education, Government of Madhya Pradesh, based on 12th standard marks.

Admissions for the 2026-29 batch are currently ongoing. The registration and choice filling for B.Com courses at IPER Bhopal through the MP Online Portal of the Department of Higher Education, Government of Madhya Pradesh is expected to conclude by June 24, 2026. Merit lists are typically declared in June-July 2026, followed by document verification and fee payment. The academic session for the 2026-29 batch is expected to commence in July 2026. Students must register through the online counselling portal using IPER's college code INS1465 for choice filling.

KEY POINTS

Comprehensive curriculum covering Financial Accounting, Cost Accounting, Business Laws, Banking Operations, Insurance Principles, and Taxation
Mandatory internship/apprenticeship/project work component in each year as per NEP 2020
Free bus transportation facility from all major areas of Bhopal for all 3 years
Access to international database packages and e-learning portal (IPER UG ERP)
Dedicated faculty mentor system for personalized guidance and performance tracking
Blended teaching methodology using Google Suite of Apps for enhanced learning
Student communities for sports, arts, research, corporate interface, and social responsibility
Regular industry visits and guest lectures from banking and insurance professionals

Official Link:

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Highlights
Fees
Admission
Scholarships
Placements
FAQs

IPER Bhopal Latest Updates and News

01 May, 2026 DHE MP is inviting applications for UG Admission 2026 @highereducation.mp.gov.in till May 15. Round 1 allotment will be out on May 20, 2026. Check Schedule.

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IPER B.Com Fees

The B.Com Banking and Insurance program at IPER Bhopal offers an affordable fee structure with transparent component-wise breakdown. The total tuition fees for the 3-year course is 1,46,400, with an additional one-time refundable caution money of 1,650 payable in the first year, bringing the total to 1,48,050. The fees are payable in two equal installments per year (48,800 each), making it convenient for students. The fees include access to all intellectual informational databases, library facilities, Wi-Fi internet across campus, computer lab usage, IPER's ERP system, and Google App Suite. Free bus transportation from major Bhopal areas is included for all 3 years.

Fee Breakdown

Year	Amount
Year 1	50,450 (including 1,650 refundable caution money)
Year 2	48,800
Year 3	48,800
Total Fees	1,48,050

The caution money of 1,650 is refundable at the end of the course.
Fees are payable in two installments per year.
The institute reserves the right to increase annual fees by a maximum of 6%.
Scholarships are available based on 12th standard marks as per IPER's merit scholarship scheme.
Government scholarships for SC/ST/OBC/EWS categories are applicable as per Madhya Pradesh government guidelines.

IPER B.Com Admission 2026

IPER Bhopal follows a merit-based admission process for B.Com courses through the online counselling conducted by the Department of Higher Education, Government of Madhya Pradesh. The admission process is transparent and based on 12th standard marks without any entrance examination. Students must register through the official MP Online Portal and fill their course choices using IPER's college code INS1465. The merit list is declared by the Department of Higher Education based on 12th standard performance, and selected candidates proceed with document verification and fee payment.

Key Admission Dates

Event	Date
12th Standard Board Exams (CBSE)	February 17 - April 10, 2026
12th Standard Board Exams (MPBSE)	February 10 - March 7, 2026
12th Standard Board Exams (ISC)	February 12 - April 6, 2026
12th Standard Results Declaration	May 13, 2026 (CBSE - Tentative)
Registration and Choice Filling	June 2026 - June 24, 2026
Document Verification	June-July 2026
Merit List Declaration	June-July 2026
Online Fee Payment	July 2026
Academic Session Commencement	July 2026

The dates mentioned above are tentative and subject to change.

Eligibility Criteria

Passed 12th Standard (or equivalent) examination from a recognized board (CBSE, ISC, MPBSE, or equivalent)
Minimum qualifying marks as per Department of Higher Education, Government of Madhya Pradesh guidelines
Valid registration through MP Online Portal with IPER college code INS1465

Admission Process

Register on the MP Online Portal of the Department of Higher Education, Government of Madhya Pradesh
Fill course choices using IPER's college code INS1465 during the designated choice-filling window
Complete document verification at the government-appointed helpdesk if required
Await merit list declaration by the Department of Higher Education
Upon selection, proceed with online fee payment at IPER Bhopal
Complete document submission and admission formalities at the college
For assistance, contact IPER Admissions Helpline: 9584770090

IPER B.Com Scholarships 2026

IPER Bhopal offers merit-based scholarships to reward academically excellent students from their first day of enrollment. The IPER UG Meritorious Scholarship is applicable for all 3 years of the B.Com program based on 12th standard percentage marks. Additionally, students from reserved categories (SC/ST/OBC/EWS) are eligible for government scholarships as per Madhya Pradesh government guidelines. The college provides full assistance to students in availing scholarships available under various government schemes.

Scholarship Details

Scholarship	Eligibility	Benefit
IPER Merit Scholarship	90% and above in 12th	50% of Total Tuition Fee for all 3 years
IPER Merit Scholarship	80% to 89.99% in 12th	20% of Total Tuition Fee for all 3 years
IPER Merit Scholarship	60% to 79.99% in 12th	10% of Total Tuition Fee for all 3 years
Additional Scholarship for SC/ST/OBC/EWS	-	Additional 5% on top of merit scholarship
Additional Scholarship for Special Categories (Handicapped, Single Mother, Army Personnel, Orphans)	-	Additional 5% on top of merit scholarship
State/National Level Awardees (Sports and Fine Arts - Government recognized)	-	90% of Total Tuition Fee for all 3 years

Scholarships are calculated on the present fee structure as per norms.
The scholarship amount is deducted from the actual tuition fees payable.
Students must maintain satisfactory academic performance to retain scholarship benefits.
Government scholarships for SC/ST/OBC/EWS categories are subject to government guidelines and eligibility criteria.

IPER B.Com Placement 2026

IPER Bhopal has a strong track record of placements across all undergraduate and postgraduate programs. The college maintains consistent placement statistics with a high percentage of students securing positions in leading banking, insurance, and financial services companies. The placement cell at IPER works throughout the year to identify and secure quality internship and placement opportunities for students. The college has established relationships with over 80+ recruiters across various sectors including banking, insurance, FMCG, retail, IT, and consulting.

Placement Statistics

Metric	Value
Placement Rate	80%+
Highest Package	12 LPA
Average Package	5.05 - 5.75 LPA
Median Package	5 LPA
Number of Recruiters (2026)	83
First-Time Recruiters (2026)	24

Top recruiting companies include HDFC Bank, Axis Bank, ICICI Bank, HDFC Life Insurance, Deloitte, TCS, ITC, Aditya Birla Fashion Retail, and various other national and multinational corporations. The B.Com Banking and Insurance specialization is particularly sought after by banking and insurance sector recruiters, offering excellent career prospects in roles such as relationship manager, credit analyst, insurance agent, underwriter, and financial advisor.

IPER B.Com FAQs

Ques. What is the difference between B.Com Banking and Insurance and general B.Com at IPER?

Ans. The B.Com Banking and Insurance specialization focuses specifically on banking operations, insurance principles, financial management, and regulatory frameworks in these sectors. The general B.Com offers broader commerce education with options for different specializations. Both follow the same fee structure and duration but differ in course content and career focus. The Banking and Insurance specialization is ideal for students specifically interested in banking and insurance sector careers.

Ques. Is there any entrance exam required for B.Com admission at IPER?

Ans. No, there is no entrance exam for B.Com admission at IPER Bhopal. Admission is purely merit-based through online counselling conducted by the Department of Higher Education, Government of Madhya Pradesh. Your 12th standard marks determine your merit position, and selection is based on this merit list and your choice of college during the counselling process.

Ques. Can I get a loan for B.Com fees at IPER?

Ans. IPER does not directly provide bank loans, but the college provides all necessary documentation required by banks for processing educational loans. Students can approach banks independently for educational loan facilities. The college assists students in obtaining the required documents for loan applications.

Ques. What are the placement opportunities specifically for B.Com Banking and Insurance graduates?

Ans. B.Com Banking and Insurance graduates have excellent placement opportunities in banking institutions, insurance companies, and financial services firms. Typical roles include relationship manager, credit analyst, insurance agent, underwriter, financial advisor, and loan officer. Top recruiters include HDFC Bank, Axis Bank, ICICI Bank, HDFC Life Insurance, and other major banking and insurance companies. The average package for B.Com graduates is around 5-5.75 LPA.

Ques. Is hostel facility available at IPER for B.Com students?

Ans. No, IPER Bhopal does not offer hostel facilities on campus. However, affordable accommodation is available at nearby locations in Bhopal. The college provides free bus transportation from all major areas of Bhopal for all 3 years, which helps students commute easily to campus.

Ques. What is the scholarship benefit if I scored 85% in 12th standard?

Ans. If you scored 85% in 12th standard, you are eligible for IPER's Merit Scholarship Tier 2, which provides 20% discount on the total tuition fees for all 3 years. This means you would pay 80% of the tuition fees. If you also belong to a reserved category (SC/ST/OBC/EWS), you get an additional 5% scholarship on top of the merit scholarship, bringing your total discount to 25%.