Binghamton University: Courses and Fees 2026
Binghamton University fees for Indian students in 2026-27 stand at $28,970 (INR 27.77 Lakhs) per year for undergraduate international programmes and $23,790 to $29,340 (INR 22.79 Lakhs to INR 28.11 Lakhs) per year for graduate international programmes. The most popular Masters for Indian students are MS Computer Science, MS Data Analytics, and MS Electrical and Computer Engineering, all charging the base graduate international rate of $23,790 (INR 22.79 Lakhs) per year.
The Fall 2027 intake opened on 01 August 2026 with a hard deadline of 01 April 2027, and this is the primary route for Indian applicants planning for realistic F-1 visa processing time. Spring 2028 opens later as the backup intake for those who miss the April cut.
- Undergraduate international tuition: $28,970 (INR 27.77 Lakhs) per year
- Graduate international tuition, base rate: $23,790 (INR 22.79 Lakhs) per year
- Graduate international tuition, higher band (MBA and select professional): $29,340 (INR 28.11 Lakhs) per year
- Tuition deposit to secure the I-20: $300 (INR 28,743), credited to first-semester tuition
- Presidential and Provost merit scholarships for undergraduates: $5,000 to $15,000 (INR 4.79 Lakhs to INR 14.37 Lakhs) per year
A two-year Master's at Binghamton totals roughly INR 84 Lakhs to INR 95 Lakhs, including tuition, living, health insurance, and F-1 visa costs, while a four-year undergraduate degree totals approximately INR 1.72 Crore. All rupee values in this article use the live conversion rate below.
Fall 2027 Intake: Application Window Just Opened
Intake: Fall 2027 (August 2027 start) is now open and is the realistic entry for Indian students, allowing full time for F-1 visa processing which typically takes 4 to 8 weeks after I-20 issuance. Spring 2028 (January 2028 start) is the backup intake for late applicants.
Fee update: Fall 2027 admits are billed at the 2027-28 tuition rate, expected to be roughly 3 to 4 percent above the current $28,970 undergraduate and $23,790 graduate base. Lock the currently published rate by watching the Bursar page in early 2027.
When to pay: A $300 (INR 28,743) enrolment deposit is due within 30 days of your admission letter to trigger I-20 issuance. Full instalment schedule and payment methods are covered in the payment section below.
Scholarships: Graduate Departmental Assistantships (TA and RA) are decided alongside admission for Fall 2027; apply by the 15 January 2027 priority date. External Indian awards such as Inlaks, JN Tata Endowment, and KC Mahindra open between January and March 2027.
Exchange rate used throughout: 1 USD = INR 95.81.
Also check,
- Binghamton University: 2027 Fees, Acceptance Rate & Admission
- NAFSA: US Could Lose 111000 Foreign Students Fall 2026
- US F-1 Rule: Return Before September 15, 2026
- Is Studying in the USA Still Worth It for Indian Students
Table of Contents
- Binghamton University Tuition Fees by Programme
- Binghamton University Fee Trend by Year
- Cost of Living at Binghamton University for Indian Students
- Total Cost of Studying at Binghamton University
- Binghamton University Scholarships for Indian Students
- Binghamton University Tuition Deposit and Payment Options
- Hidden Costs of Studying at Binghamton University
- FAQs
Binghamton University Tuition Fees by Programme
Binghamton University charges a single international tuition rate across programmes within each level, with a modest premium for MBA and select professional graduate degrees. The tuition figure covers instruction only; college fees, health insurance, and a technology fee are billed separately and totalled in the Total Cost section.
Undergraduate Fees for International Students
Undergraduate international tuition is $28,970 (INR 27.77 Lakhs) per year for all majors across Watson College of Engineering, Harpur College of Arts and Sciences, and the School of Management. Application fees is separate, which is around $50, and non-refundable.
| Programme | Annual Tuition (USD) | Annual Tuition (INR) |
|---|---|---|
| BS Computer Science | $28,970 | INR 27.77 Lakhs |
| BS Mechanical Engineering | $28,970 | INR 27.77 Lakhs |
| BS Electrical Engineering | $28,970 | INR 27.77 Lakhs |
| BS Accounting | $28,970 | INR 27.77 Lakhs |
| BS Nursing | $28,970 | INR 27.77 Lakhs |
Most Masters programmes at Binghamton charge the base international graduate rate of $23,790 (INR 22.79 Lakhs) per year for a standard 24-credit annual load. MBA and select professional degrees fall in the higher $29,340 (INR 28.11 Lakhs) band.
| Programme | Annual Tuition (USD) | Annual Tuition (INR) | Application Fee (USD) |
|---|---|---|---|
| MS Computer Science | $23,790 | INR 22.79 Lakhs | $75 |
| MS Data Analytics | $23,790 | INR 22.79 Lakhs | $75 |
| MS Electrical and Computer Engineering | $23,790 | INR 22.79 Lakhs | $75 |
| MS Mechanical Engineering | $23,790 | INR 22.79 Lakhs | $75 |
| MS Industrial and Systems Engineering | $23,790 | INR 22.79 Lakhs | $75 |
| MS Biomedical Engineering | $23,790 | INR 22.79 Lakhs | $75 |
| MS Materials Science and Engineering | $23,790 | INR 22.79 Lakhs | $75 |
| MS Accounting | $23,790 | INR 22.79 Lakhs | $75 |
| MBA (School of Management) | $29,340 | INR 28.11 Lakhs | $75 |
Note: The graduate annual rate assumes 12 credits per semester (full-time). Students on a lighter 9-credit part-time load pay a per-credit rate of roughly $991 (INR 94,948), which extends the programme by a semester and rarely saves money once college fees are added. Full-time enrolment is also mandatory to hold F-1 status.
Also check,
- Courses in USA After 12th Science for Indian Students
- MS in USA: Top Universities, Fees 2026, Eligibility & Job
- Top Universities in the USA for 2026: Rankings, Courses & Fees
- Bachelor's Degree in USA for Indian Students 2026
Binghamton University Fee Trend by Year
Binghamton International tuition has risen at the SUNY board-approved rate of roughly 3 percent per year over the past three cycles, well below the US national private-university average of 4 to 5 percent. This makes budget planning across a four-year undergraduate degree more predictable than at most private US universities.
| Academic Year | UG International (USD) | UG International (INR) | Year-over-Year Change |
|---|---|---|---|
| 2024-25 | $27,320 | INR 26.18 Lakhs | Base |
| 2025-26 | $28,130 | INR 26.95 Lakhs | +2.97% |
| 2026-27 | $28,970 | INR 27.77 Lakhs | +2.99% |
| 2027-28 (projected) | $29,840 | INR 28.60 Lakhs | +3.00% (est.) |
Key Insight: Your Fall 2027 admission will be billed at the 2027-28 rate, roughly $870 (INR 83,354) higher per year than the current 2026-27 rate for undergraduates. Over a four-year degree that translates to an additional cost of about INR 3.34 Lakhs compared with a hypothetical fee freeze, so budget the higher figure from the start.
Cost of Living at Binghamton University for Indian Students
Vestal and the wider Binghamton area sit in Upstate New York, where living costs are 30 to 40 percent lower than New York City and 15 to 20 percent lower than Boston. Binghamton University’s own Cost of Attendance page estimates $17,930 to $19,600 (INR 17.18 Lakhs to INR 18.78 Lakhs) per year for room, board, and personal expenses, which is realistic for most Indian students.
| Expense | Monthly (USD) | Monthly (INR) | Annual (INR) | Notes for Indian Students |
|---|---|---|---|---|
| On-campus room and board | $1,500 | INR 1.44 Lakhs | INR 17.25 Lakhs | Includes a meal plan; cheapest option in Year 1 |
| Off-campus rent (shared apartment) | $550 | INR 52,696 | INR 6.32 Lakhs | Downtown or University Plaza; splits 2-3 ways with roommates |
| Groceries and cooking | $300 | INR 28,743 | INR 3.45 Lakhs | Indian groceries at Patel Cash & Carry, Endicott |
| Utilities and internet | $120 | INR 11,497 | INR 1.38 Lakhs | Split across roommates off-campus |
| Transport (BC Transit pass included) | $50 | INR 4,791 | INR 57,486 | Free bus system for students with ID |
| Phone and personal | $150 | INR 14,372 | INR 1.72 Lakhs | Mint Mobile or T-Mobile prepaid plans work well |
| Total (off-campus estimate) | $1,170 | INR 1.12 Lakhs | INR 13.45 Lakhs | Assumes shared 2BHK, self-cooked meals |
Note: First-year international undergraduates are required to live on campus, so the $17,930 (INR 17.18 Lakhs) room-and-board figure is unavoidable in Year 1. From Year 2 onwards, moving off-campus to a shared apartment cuts your living costs to about $14,000 (INR 13.41 Lakhs) per year, a saving of roughly INR 3.77 Lakhs annually.
Currency Tip: Your first tuition instalment is due at Fall 2027 registration in August 2027. Book a forward-contract remittance in March or April 2027 through Wise, Instarem, or Niyo to lock in the USD-INR rate; this typically saves 1.5 to 2.5 percent compared with a same-day SWIFT wire at the deposit deadline.
Graduate students are exempt from the on-campus requirement and can move off-campus immediately, which is the single largest cost lever for Master's candidates. Most Indian MS students split a two-bedroom near the BC Transit route in Vestal or Johnson City and spend closer to the $13.45 lakh annual figure.
Also check,
- Study in the USA for Indian Students: Find Universities and Costs
- Cost of MS in USA for Indian Students 2026
- Cost of Studying in the USA for Indian Students
Total Cost of Studying at Binghamton University
The all-in first-year budget for an Indian student at Binghamton is $47,530 (INR 45.54 Lakhs) for undergraduates and $42,350 (INR 40.57 Lakhs) for a base-rate Masters. This includes tuition, mandatory college fees, on-campus room and board (UG) or off-campus rent (PG), health insurance, and F-1 visa costs.
| Scenario | Tuition | Living | Mandatory Fees | Total Year 1 (INR) |
|---|---|---|---|---|
| BS Computer Science (UG, on-campus) | $28,970 (INR 27.77 Lakhs) | $17,930 (INR 17.18 Lakhs) | $3,180 (INR 3.05 Lakhs) | INR 48.00 Lakhs |
| MS Computer Science (PG, off-campus) | $23,790 (INR 22.79 Lakhs) | $14,040 (INR 13.45 Lakhs) | $3,180 (INR 3.05 Lakhs) | INR 39.29 Lakhs |
| MS Data Analytics (PG, off-campus) | $23,790 (INR 22.79 Lakhs) | $14,040 (INR 13.45 Lakhs) | $3,180 (INR 3.05 Lakhs) | INR 39.29 Lakhs |
| MBA (School of Management, off-campus) | $29,340 (INR 28.11 Lakhs) | $14,040 (INR 13.45 Lakhs) | $3,180 (INR 3.05 Lakhs) | INR 44.61 Lakhs |
Across a full four-year undergraduate degree, the total lands near INR 1.95 Crore, and a two-year Master's programme lands near INR 78 Lakhs to INR 90 Lakhs, depending on the programme. A typical education loan of INR 60 Lakhs at 10.5 percent for 10 years works out to an EMI of approximately INR 81,000 per month, and an 80-Lakh loan works out to roughly INR 1.08 Lakh per month.
Note: A Graduate Departmental Assistantship at Binghamton typically covers full tuition plus a stipend of roughly $18,000 (INR 17.25 Lakhs) per year, effectively bringing the net two-year MS cost down to just living overheads of about INR 15 to 20 Lakhs. Applying by the departmental priority date of 15 January 2027 for the Fall 2027 intake is the single highest-value action for MS candidates.
Binghamton University Scholarships for Indian Students
Binghamton offers merit-based scholarships to international undergraduates automatically at admission, with no separate application form. Graduate students access funding primarily through departmental assistantships awarded alongside admission.
| Scholarship | Level | Value (USD) | Value (INR) | How to Apply |
|---|---|---|---|---|
| Presidential Scholarship | Undergraduate | $10,000 to $15,000 per year | INR 9.58 to 14.37 Lakhs | Automatic on admission, top academic profile |
| Provost’s Scholarship | Undergraduate | $7,500 per year | INR 7.19 Lakhs | Automatic on admission |
| Dean’s Scholarship | Undergraduate | $5,000 per year | INR 4.79 Lakhs | Automatic on admission |
| Graduate Teaching Assistantship | PG (MS, PhD) | Full tuition + $18,000 stipend | Up to INR 40 Lakhs total value | Apply by 15 January 2027 through the department |
| Graduate Research Assistantship | PG (MS, PhD) | Full tuition + $18,000 to $22,000 stipend | Up to INR 42 Lakhs total value | Faculty-led, apply directly to research advisors |
Beyond university-administered awards, Indian students at Binghamton frequently secure external Indian scholarships that stack on top of departmental funding. These require separate applications during the January to March 2027 window for Fall 2027 disbursement.
| Scholarship | Value | Level | Deadline (Fall 2027) |
|---|---|---|---|
| Inlaks Shivdasani Foundation | Up to $100,000 (INR 95.81 Lakhs) total | PG only | Mid-March 2027 |
| JN Tata Endowment Loan-Scholarship | INR 10 Lakhs (partial loan) | PG | End-March 2027 |
| KC Mahindra Scholarship | Up to INR 10 Lakhs | PG | End-March 2027 |
| Narotam Sekhsaria Scholarship | Up to INR 20 Lakhs (interest-free loan) | PG | Mid-April 2027 |
| Aga Khan Foundation | 50% grant, 50% loan | PG | End-March 2027 |
Tip for Indian Students: For your Fall 2027 target, submit MS applications by 15 January 2027 to be eligible for Graduate Departmental Assistantships (the single most valuable award), then submit Inlaks, JN Tata, and KC Mahindra applications in February-March 2027 so both funding tracks resolve before your April visa preparation window.
Binghamton University Tuition Deposit and Payment Options
A non-refundable enrolment deposit of $300 (INR 28,743) secures your seat and triggers the I-20 (Certificate of Eligibility for Nonimmigrant Student Status, the document needed for the F-1 Student Visa). The deposit is credited to your first-semester tuition, so it is not an additional cost. Binghamton uses Flywire as its official international payment provider, alongside domestic ACH transfer and paper cheque. Wire fees through Flywire average $15 to $25 with locked FX, versus $30 to $50 plus a hidden 2 to 3 percent FX margin on a standard SWIFT wire from an Indian bank.
Methods of Payment
- Flywire (recommended for Indian students): locked USD rate, tracked from India, arrives in 2 to 5 business days
- Bank wire transfer (SWIFT) from an Indian bank: 3 to 7 business days, higher hidden FX margin
- Forex card loaded with USD (HDFC Multicurrency, Niyo Global): useful for the smaller enrolment deposit
- Education loan disbursement (SBI, HDFC Credila, Avanse, Prodigy Finance): direct disbursal to Binghamton via SWIFT
- ACH transfer from a US bank account: relevant only after you arrive on campus
Steps to Pay Your Binghamton University Tuition
- Accept your admission offer through the applicant portal within 30 days of receipt
- Pay the $300 (INR 28,743) enrolment deposit via Flywire or credit card
- Receive your I-20 by email and courier, then book your F-1 visa slot at the US Consulate
- Pay the first-semester tuition balance by the Bursar deadline, typically 15 August 2027 for Fall 2027
- Retain every payment receipt and Flywire confirmation for your F-1 visa file and later loan disbursement records
Binghamton also offers a Time Option Payment Plan (TOPP) that splits each semester’s tuition into four monthly instalments for an enrolment fee of roughly $40 (INR 3,832) per semester. This is useful when loan disbursement lags the Bursar deadline by a few weeks.
Tip for Indian Students: For a Fall 2027 admit, initiate your Flywire tuition transfer by 25 July 2027 to hit the 15 August 2027 Bursar deadline comfortably. Indian bank wire clearances slow down significantly in the peak August remittance window, so building in a 3-week buffer prevents last-minute late fees of $50 (INR 4,791).
Hidden Costs of Studying at Binghamton University
For your Fall 2027 preparation, the most time-sensitive hidden costs are the SEVIS I-901 fee of $350 (INR 33,534) and the F-1 visa MRV fee of $185 (INR 17,725), both due before your visa interview in April to June 2027.
- SEVIS I-901 fee: $350 (INR 33,534), one-time, paid to the US Department of Homeland Security before the visa interview
- F-1 Visa application fee: $185 (INR 17,725), paid at the US Consulate
- Mandatory international health insurance: $2,500 (INR 2.40 Lakhs) per year, auto-billed by SUNY, waiver rarely approved
- Winter clothing setup: $400 to $600 (INR 38,324 to 57,486) for jacket, boots, thermals, and gloves for Upstate NY winters that drop to minus 20 Celsius
- Initial apartment setup: $800 to $1,200 (INR 76,648 to 1.15 Lakhs) for bedding, kitchenware, security deposit, and first-month rent if off-campus
- TOEFL or IELTS retake: $200 (INR 19,162) if score is below the Binghamton minimum on first attempt
- Textbooks and course materials: $1,000 (INR 95,810) per year, or roughly half that via second-hand and library rentals
- Domestic travel (JFK-Binghamton): $150 to $250 (INR 14,372 to 23,953) per trip for the Coach USA bus or ShortLine service
Budget approximately INR 4.5 Lakhs to INR 6 Lakhs for first-year hidden costs on top of tuition and living.
Note: Indian families most often forget the mandatory international health insurance of $2,500 (INR 2.40 Lakhs) per year, which is billed automatically to your Bursar account each semester and is virtually impossible to waive. Add it to your loan sanction request from Day 1, or you will scramble for a top-up loan mid-semester.
Also check,
- SEVIS Fee: Definition, Process, and Importance
- US Student Visa Requirements: Cost, Application & Process
- I-20 Form Guide for Indian Students: Complete Explanation
Plan your Binghamton budget around a total of INR 78 to 90 Lakhs for a two-year Masters, or INR 1.95 Crore for a four-year undergraduate degree. A Graduate Departmental Assistantship applied for by the 15 January 2027 priority date can cut your MS net cost to INR 15 to 20 Lakhs, and a typical INR 60 Lakh education loan carries an EMI of roughly INR 81,000 per month over ten years, well within OPT-era earnings. Your single most important action this cycle is submitting your Fall 2027 application before the 15 January 2027 departmental funding deadline.
FAQs
Ques. What is the total tuition fee at Binghamton University for Indian students in 2026-27?
Ans. Undergraduate international tuition at Binghamton University is $28,970 (INR 27.77 Lakhs) per year, and graduate international tuition is $23,790 (INR 22.79 Lakhs) per year for most Masters programmes, rising to $29,340 (INR 28.11 Lakhs) for MBA and select professional degrees.
Ques. How much does an MS at Binghamton University cost in total for an Indian student?
Ans. A two-year Masters at Binghamton totals approximately INR 78 to 90 Lakhs including tuition, off-campus living, mandatory health insurance, and F-1 visa costs. With a Graduate Departmental Assistantship the net cost drops to roughly INR 15 to 20 Lakhs.
Ques. What is the tuition deposit at Binghamton University and when is it due?
Ans. The enrolment deposit is $300 (INR 28,743), due within 30 days of admission acceptance. It is credited toward your first-semester tuition and triggers I-20 issuance for your F-1 visa interview.
Ques. Are Binghamton University scholarships available to Indian students automatically?
Ans. Undergraduate merit scholarships (Presidential $10,000-$15,000, Provost $7,500, Dean’s $5,000) are awarded automatically at admission based on academic profile. Graduate assistantships worth full tuition plus $18,000 stipend require a separate departmental application by 15 January 2027 for Fall 2027.
Ques. How much does living in Binghamton, New York cost per month for Indian students?
Ans. Off-campus living for graduate students costs approximately $1,170 (INR 1.12 Lakhs) per month in a shared apartment. On-campus room and board for first-year undergraduates is $1,500 (INR 1.44 Lakhs) per month and is mandatory in Year 1.
Ques. What is the exchange rate used for calculating Binghamton University fees in INR?
Ans. All INR figures in this article use the live rate of 1 USD = INR 95.81, sourced from xe.com on 12 August 2026. Lock your USD rate 4-6 months before your first tuition instalment through a Wise or Instarem forward contract to hedge against currency movement.
Ques. How much does the F-1 visa cost for Binghamton University students?
Ans. The F-1 visa costs a total of $535 (INR 51,258): $350 (INR 33,534) SEVIS I-901 fee plus $185 (INR 17,725) MRV visa application fee. Both are one-time costs paid before the US Consulate interview.
Ques. Is mandatory health insurance included in Binghamton University tuition fees?
Ans. No, mandatory international student health insurance of approximately $2,500 (INR 2.40 Lakhs) per year is billed separately to your Bursar account each semester. Waivers are almost never granted, so include this in your loan sanction from the start.
Ques. Can Indian students work on-campus at Binghamton University to offset fees?
Ans. Yes, F-1 students can work up to 20 hours per week during term and 40 hours per week during breaks, earning $14 to $18 per hour. This generates roughly $10,000 (INR 9.58 Lakhs) per academic year, covering a large share of living costs.
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