Content Curator | Updated on - Mar 30, 2026

St Thomas' College Thrissur offers the Bachelor of Commerce [B.Com] (Banking and Insurance) as a 3-year full-time undergraduate degree programme affiliated to the University of Calicut. The aided B.Com (Banking and Insurance) programme has a seat intake of 60 students and is offered on campus in Thrissur, Kerala. The total fees for the aided programme is Rs. 6,125 for the entire 3-year duration, making it one of the most affordable specialised commerce programmes in Kerala. The course equips students with in-depth knowledge of banking operations, insurance principles, financial markets, and risk management, and is popular among students seeking careers in the BFSI (Banking, Financial Services, and Insurance) sector.

Admission for the 2026-27 academic year is expected to open tentatively in May-June 2026, based on the 2025-26 cycle where applications were open from May 26 to June 8, 2025. The 2025-26 admissions are currently closed. Students who have already secured admission are currently enrolled in their respective semesters.

Key Points

B.Com (Banking and Insurance) is an aided programme at St Thomas' College Thrissur, one of the oldest and most reputed autonomous colleges in Kerala affiliated to the University of Calicut.
The programme offers specialised knowledge in banking operations, insurance products, financial markets, credit management, and risk assessment.
The college follows the Honours with Research framework for aided UG programmes under the National Education Policy (NEP) 2020.
The course is particularly relevant for students aspiring to careers in public sector banks, private banks, insurance companies, and NBFCs.
The college has a dedicated placement cell with companies like South Indian Bank, Federal Bank, Deloitte, TCS, and Infosys visiting for campus recruitment.
The college is ranked #1 among Calicut University affiliated colleges in NIRF rankings.

Official Link:

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Highlights
Fees
Admission
Scholarships
Placements
Ranking
FAQs

St Thomas' B.Com (Banking and Insurance) Fees

The B.Com (Banking and Insurance) aided programme at St Thomas' College Thrissur carries a total course fee of Rs. 6,125 for the entire 3-year duration, identical to the B.Com (Finance) aided programme. This makes it one of the most cost-effective specialised commerce programmes in the state. SC/ST students are eligible for fee concessions and government scholarships that can effectively reduce their out-of-pocket expenses to near zero.

Fee Components

Fee Component	Aided Programme (Total - 3 Years)
Tuition Fee	Rs. 3,150
Admission Fee	Rs. 240
Caution Fee (Refundable)	Rs. 1,080
Library Fee	Rs. 315
Miscellaneous Fee	Rs. 1,175
Other Charges	Rs. 165
Total Fees	Rs. 6,125

Caution fee of Rs. 1,080 is fully refundable upon course completion.
First-year fee payable is approximately Rs. 2,825; subsequent years are Rs. 1,650 each.
Hostel facility is available on campus; hostel fees are not mandatory and are charged separately (approximately Rs. 7,000 to Rs. 10,000 per month depending on facilities).
No EMI option is officially mentioned; fees are collected semester-wise.
Semester examination fees are charged separately (approximately Rs. 600 per semester).

St Thomas' B.Com (Banking and Insurance) Admission 2026

Admissions to B.Com (Banking and Insurance) at St Thomas' College Thrissur are highly competitive and merit-based on 10+2 marks. The college follows the Centralised Allotment Process (CAP) of the University of Calicut for aided seats, while management and community quota seats are filled through the college's own process. For the 2025-26 cycle, applications were open from May 26 to June 8, 2025. The 2026-27 admission season is expected to follow a similar timeline, tentatively opening in May 2026.

College Admission Dates

Event	Tentative Date (2026-27)
UG Online Application Opens	May 2026 (Tentative)
Last Date for UG Application	June 2026 (Tentative)
Publication of Merit/Rank List	June-July 2026 (Tentative)
First Allotment / CAP Round 1	July 2026 (Tentative)
Management Quota Application	July 2026 (Tentative)
Commencement of Classes	July-August 2026 (Tentative)

Entrance Exam Dates

No mandatory entrance exam is required for B.Com (Banking and Insurance) admission at St Thomas' College Thrissur. Admission is purely merit-based on 10+2 marks. No state-level or national-level entrance exam is applicable for this programme.

The dates mentioned above are tentative and subject to change.

Eligibility Criteria

Candidates must have passed the Higher Secondary Examination (10+2) of the Kerala State Board or any equivalent examination recognised by the University of Calicut.
Candidates who have not studied at least one Commerce subject at the Higher Secondary level must have secured a minimum of 45% marks (in 6 subjects) in the qualifying examination.
A concession of 3 Grade Point Value (GPV) is given to OBC/OEC candidates; SC/ST candidates need only a pass.

Admission Process

Visit the official website stthomas.ac.in and apply online during the application window.
Pay the application fee: Rs. 150 for General candidates and Rs. 100 for SC/ST candidates.
Merit list is published based on 10+2 marks; allotment is done through the University of Calicut CAP process for aided seats.
Management quota and community quota seats are filled through a separate process by the college.
Shortlisted candidates must report for document verification and fee payment within the stipulated time.
Sports quota and other special category seats are also available.

St Thomas' B.Com (Banking and Insurance) Scholarships 2026

St Thomas' College Thrissur has an active scholarship wing that guides students in availing various government and institutional scholarships. Given the very low fee structure of the aided B.Com (Banking and Insurance) programme, scholarships can effectively make the course nearly free for eligible students. The college has a dedicated section in the college office to handle SC/ST scholarship applications and e-grantz disbursements.

Scholarship Details

Scholarship	Eligibility	Amount
e-Grantz (Kerala Government)	Kerala domicile students with family income below Rs. 1 lakh (OBC/OEC/SC/ST)	Full tuition fee reimbursement
Post-Matric Scholarship (SC/ST)	SC/ST students; income below Rs. 2.5 lakh	Full fee + maintenance allowance
Central Sector Scheme (NSP)	Top 20 percentile in 10+2; family income below Rs. 8 lakh	Rs. 10,000 per year (UG)
PM-USP (NSP)	80% in Class 12; UGC recognised course; parental income below Rs. 4.5 lakh	Up to Rs. 82,000 per annum
Minority Scholarship (Central/State)	Students from minority communities; income criteria apply	Varies by scheme
Merit-cum-Means Scholarship	Minority students with 50% in previous exam; income below Rs. 2.5 lakh	Rs. 10,000 per year

e-Grantz is the most widely availed scholarship at St Thomas' College; students must register at e-grantz.kerala.gov.in.
Scholarships are disbursed directly to students' bank accounts.
Application deadlines for most scholarships are in October-November each year through the National Scholarship Portal (scholarships.gov.in).
Students must maintain 75% attendance and pass all examinations to continue receiving scholarships.

St Thomas' B.Com (Banking and Insurance) Placement 2026

Placement Details

Placement Information	Details
Dedicated Placement Cell	Yes, companies like South Indian Bank, Federal Bank, Deloitte, TCS, and Infosys visit for campus recruitment
Average Package	Around Rs. 2-3 lakhs per annum
Sector Focus	BFSI sector including South Indian Bank, Federal Bank, and insurance companies

St Thomas' College Thrissur B.Com Banking And Insurance Ranking

Collegedunia Ranking

#271 out of 317 in India 2025

#9th in Kerala

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St Thomas' B.Com (Banking and Insurance) FAQs

Ques. What is the scope of B.Com Banking and Insurance from St Thomas' College Thrissur?

Ans. The B.Com (Banking and Insurance) programme opens doors to careers in public sector banks (SBI, Canara Bank, etc.), private banks (Federal Bank, South Indian Bank, HDFC, ICICI), insurance companies (LIC, New India Assurance), and NBFCs. Graduates can also appear for IBPS PO, IBPS Clerk, SBI PO, and LIC AAO examinations. Higher studies options include M.Com, MBA (Finance/Banking), and professional courses like JAIIB/CAIIB.

Ques. Is B.Com Banking and Insurance different from B.Com Finance at St Thomas' College?

Ans. Yes, while both are aided B.Com programmes with the same fee structure and seat intake (60 each), the specialisation differs. B.Com (Banking and Insurance) focuses on banking operations, insurance products, credit management, and financial markets, whereas B.Com (Finance) has a broader focus on financial accounting, corporate finance, and investment management.

Ques. What is the minimum marks required to get admission to B.Com Banking and Insurance at St Thomas' College Thrissur?

Ans. For general merit seats, students typically need 90% or above in their Plus Two (10+2) examination, as the college is extremely competitive. Students from the commerce stream have a slight advantage. Management quota and community quota seats are available for students with lower marks.

Ques. Does St Thomas' College Thrissur offer placement assistance for B.Com Banking and Insurance students?

Ans. Yes, the college has a dedicated placement cell. Companies from the BFSI sector including South Indian Bank, Federal Bank, and insurance companies visit for campus recruitment. The average package for placed students is around Rs. 2-3 lakhs per annum. Students are also encouraged to appear for government banking examinations like IBPS and SBI PO.

Ques. Can I pursue CA or CMA alongside B.Com Banking and Insurance at St Thomas' College?

Ans. Yes, many students pursue CA (Chartered Accountancy) or CMA (Cost and Management Accountancy) alongside their B.Com degree. The college's flexible schedule and strong academic foundation in commerce make it conducive for students to prepare for professional examinations simultaneously.

Ques. What is the application fee for B.Com Banking and Insurance at St Thomas' College Thrissur?

Ans. The application fee is Rs. 150 for General category candidates and Rs. 100 for SC/ST candidates. Applications are submitted online through the college's official website (stthomas.ac.in) during the admission window, which typically opens in May-June each year.