Poornima University B.Com Banking And Insurance: Fees 2026, Course Duration, Dates, Eligibility

Ans. Both programs have the same annual fee of INR 70,000 and the same eligibility criteria. However, B.Com (Insurance and Banking) focuses specifically on banking operations, insurance principles, risk management, and financial planning for the insurance and banking sectors. B.Com (Finance and Accounting), on the other hand, emphasizes financial management, accounting principles, taxation, and auditing, making it more suitable for students targeting CA, CFA, or CMA certifications. Students interested in careers at banks, insurance companies, or financial institutions should opt for the Insurance and Banking specialization.

Ans. No, the B.Com (Insurance and Banking) program at Poornima University requires candidates to have passed 10+2 in the Science or Commerce stream with a minimum of 50% marks (45% for SC/ST/OBC/SBC/Girl candidates). Arts stream students are not eligible for this program. The stream restriction ensures that students have a foundational understanding of mathematics and commerce, which is essential for understanding banking operations and insurance principles.

Ans. The annual program fee is INR 70,000, which includes tuition fee (INR 41,250), development fee (INR 13,750), and administrative fee (INR 15,000). Over 3 years, this amounts to INR 2,10,000. Additionally, a one-time non-refundable registration fee of INR 1,500 is charged at admission, and an alumni and convocation fee of INR 2,500 is payable in the final year. The total program cost is therefore INR 2,14,000. Hostel fees (INR 79,000 to INR 1,45,000 per year) are separate and optional.

Ans. Graduates can pursue careers as Banking and Financial Analysts, Insurance and Risk Managers, Relationship Managers at banks, Underwriters, Claims Managers, Financial Planners, Investment Advisors, and Compliance Officers. The program also prepares students for roles in government and public sector banks (SBI, PNB, Bank of Baroda), private sector banks (HDFC, ICICI, Axis), insurance companies (LIC, HDFC Life, ICICI Prudential), and NBFCs. Many graduates also pursue MBA (Finance or Banking), PGDM, or professional certifications like IRDA-licensed insurance advisor, NISM certifications, or JAIIB/CAIIB from IIBF to advance their careers.

Ans. Students can avail the Shanti Education Society (SES) Scholarship based on their Class 12th percentage. With 85% or above, you can get up to 40% off on tuition fees (INR 41,250 per year), saving up to INR 16,500 per year. Girl students enrolling in 2026-27 get an additional 5% in the first year. Sports scholarships ranging from 20% to 100% on tuition fees are also available for students with achievements in recognized sports. The SES scholarship is available only to 2025 and 2026 pass-out students and is subject to no backlogs in subsequent years.

Ans. Yes, B.Com (Insurance and Banking) provides a strong foundation for banking sector competitive exams like IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, and RBI Grade B. The program covers banking operations, financial services, and risk management, which are directly relevant to the syllabus of these exams. However, students should note that these competitive exams require dedicated preparation beyond the degree curriculum, including quantitative aptitude, reasoning, English, and general awareness. Many students use their B.Com years to simultaneously prepare for these exams, making this specialization a strategic choice for banking aspirants.