M.Com Banking at Tinsukia Commerce College is a 2-year option taught in distance (ODL) mode in Tinsukia, Assam. Students begin with foundational subjects in financial management, business environment, and research methodology before moving into advanced banking topics. The second year focuses on credit management, banking laws, risk analysis, and international banking operations. Students pay INR 14,300 in academic fees.
Important Details for M.Com Banking Students
| Particulars | Details |
|---|---|
| Course Duration | 2 years (4 semesters) |
| Mode | Distance (ODL) via Dibrugarh University CDOE |
| Eligibility | B.Com or equivalent graduate with minimum 45% marks |
| Admission Basis | Merit based on qualifying degree marks |
| Affiliation or Regulator | Dibrugarh University, Assam |
| Total Fees | INR 14,300 |
| Fee component | Amount | Scope |
|---|---|---|
| Total Fees | INR 14,300 | total course fee |
Admission is processed through the Dibrugarh University CDOE portal (dodldu.in). Students apply online, submit required documents, and pay the semester fee to confirm enrolment at the TCC study centre.
The first year covers core subjects including financial accounting, managerial economics, business statistics, and introductory banking concepts to build a strong academic base. In the second year, students move into banking specialisation with subjects like credit management, banking regulation, risk analysis, and international banking. The final semester includes a project or dissertation where students apply their learning to a real banking or financial scenario.
| Subject area | What students learn |
|---|---|
| Banking Theory and Operations | Covers the structure of banking systems, types of banks, functions of commercial banks, and the role of the Reserve Bank of India in monetary policy |
| Credit and Risk Management | Teaches students how to evaluate loan applications, assess borrower creditworthiness, manage non-performing assets, and control various banking risks |
| Financial Management | Explores capital budgeting, working capital management, cost of capital, and financial planning as applied to banking institutions |
| Banking Laws and Regulations | Covers the Banking Regulation Act, RBI guidelines, FEMA provisions, KYC and AML norms, and overall compliance requirements for banks |
| International and Treasury Banking | Introduces foreign exchange operations, correspondent banking, treasury management, trade finance instruments, and global banking practices |
Even in distance mode, students complete a project report in the final semester that involves studying a real bank or financial institution and analysing its actual operations.
Project work and case study assignments give students hands-on exposure to banking situations, helping them connect regulatory knowledge and financial theory to the day-to-day functioning of banks and NBFCs.
| Role | Work area | Relevant subject |
|---|---|---|
| Bank Officer | Branch banking, loan processing, and customer relationship management in public or private sector banks | Banking Theory and Operations |
| Credit Analyst | Evaluating loan proposals, preparing credit appraisal reports, and monitoring loan accounts in banks and NBFCs | Credit and Risk Management |
| Financial Advisor | Providing investment guidance, wealth planning, and financial product recommendations in banks or financial services firms | Financial Management |
| Course | Purpose |
|---|---|
| MBA Finance | Advanced management and finance education for leadership roles in banking and corporate finance |
| PhD in Commerce | Academic and research career in banking, finance, or commerce at universities and research institutions |
| CAIIB Certification | Professional banking certification from IIBF that boosts career growth within the public and private banking sector |
| Measure | Figure |
|---|---|
| Employment rate | 40% to 65% |
| Average package | INR 2.5 to 4.5 LPA |
| Higher package range | INR 5 to 8 LPA |
| Likely work areas | Public sector banks, private banks, NBFCs, microfinance institutions, and accounting firms |
Note: The actual placement might differ so students are advised to visit the college.
Ques. What is the fee for M.Com Banking at Tinsukia Commerce College?
Ans. The academic fee for M.Com Banking at Tinsukia Commerce College is INR 14,300 for the full course.
Ques. Is M.Com Banking at Tinsukia Commerce College a regular or distance programme?
Ans. The M.Com Banking programme at Tinsukia Commerce College runs in ODL distance mode through Dibrugarh University CDOE. Students receive printed or digital study material and appear for semester examinations as per the university schedule. This format is well suited for working professionals who cannot attend daily classes.
Ques. Who is eligible to apply for M.Com Banking through TCC and Dibrugarh University CDOE?
Ans. Any candidate with a B.Com, B.A. Economics, or equivalent degree from a recognised university with at least 45% aggregate marks can apply. SC and ST candidates get a 5% relaxation. There is no upper age limit for ODL programmes under UGC norms.
Ques. What kind of banking jobs can I get after completing M.Com Banking?
Ans. Graduates can apply for bank officer and probationary officer posts through IBPS PO, SBI PO, and RBI recruitment. Other roles include credit analyst, loan officer, relationship manager, treasury assistant, and financial advisor in banks, NBFCs, and microfinance firms.
Ques. Is the degree from this distance programme valid for government jobs and further studies?
Ans. Yes. The M.Com Banking degree is awarded by Dibrugarh University, a recognised state university in Assam. The degree is valid for government job applications, banking recruitment boards, and admission to PhD programmes at Indian universities.
Ques. Can I pursue a PhD or professional certification after completing M.Com Banking?
Ans. Yes. After M.Com Banking, graduates can apply for a PhD in Commerce or Finance at Dibrugarh University or other recognised universities. They can also pursue professional credentials like CAIIB from IIBF, MBA Finance, or appear for UPSC and Assam state civil services examinations.
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