Master of Science [M.S]/ Master of Business Administration [M.B.A] (Financial Analysis)
Field of Study:
$29,140 /Yr
University of San Francisco’s MS/MBA Financial Analysis is a 2-year full-time dual-degree programme. Intakes occur in Fall and Spring. Eligibility: bachelor’s degree, GMAT or GRE, and TOEFL 80 (IELTS 6.5). Total annual cost: INR 1.03 Crore (tuition, room, board, living). STEM-designated; opens H-1B and extended OPT pathways. Open to Indian nationals.
This programme trains financial analysts and quantitative risk managers. What sets it apart: Bay Area tech-hub location, Jesuit values emphasizing ethics, and dual-degree structure (earn MS and MBA simultaneously). Ideal applicants have strong quantitative backgrounds and aim for finance roles in tech, banking, or hedge funds.
- Three internships minimum before graduation; placement record: 80% employed within six months.
- STEM status grants 24-month OPT extension; H-1B sponsorship available; PR pathways exist.
- Flexible intake timing (Fall/Spring) suits varied academic calendars and exam preparation windows.
Current Admission Status
Applications for the Fall 2026 intake are Open. Regular Decision deadline: 15 January 2027. Indian students should note WES credential evaluation takes 5-7 working days; plan GMAT/GRE attempts by November 2026 to meet deadlines comfortably.
Also Check: University of San Francisco Admission Requirements
University of San Francisco MS/MBA Financial Analysis Fees and Living Costs 2026
The annual cost for full-time study is INR 1.03 Crore. This comprises three components: tuition, on-campus housing, and ancillary expenses. The breakdown below covers the typical cost per academic year for cohorts entering Fall 2026.
| Cost Component | USD | INR |
|---|---|---|
| Tuition (annual) | US$ 62,913 | INR 59.95 Lakhs |
| Room and Board (annual) | US$ 18,500 | INR 17.62 Lakhs |
| Books, Supplies, Personal | US$ 3,000 | INR 2.86 Lakhs |
| Travel (estimate) | US$ 1,200 | INR 1.14 Lakhs |
| Total Year 1 Direct Costs | US$ 85,613 | INR 81.57 Lakhs |
| Year 2 similar; total 2-year direct cost approximately INR 1.63 Crores. | ||
All INR conversions in the article use a conversion rate of USD 1 = INR 95.18 as of June 2026. Rates fluctuate daily; verify before applying.
- Tuition is fixed annually; health insurance (required, approximately $2,500/year) is additional.
- Room rates vary: shared residence halls cost less; off-campus rentals typical in Year 2.
- Books for quantitative finance coursework average $1,500-$2,000 per year.
- International student visa and travel costs (arrival flight, work visa processing fees) total approximately INR 5-7 Lakhs upfront.
Cost of Living in San Francisco for MS/MBA Students
| Expense Category | Monthly (USD) | Monthly (INR) | Annual (USD) | Annual (INR) |
|---|---|---|---|---|
| Rent (shared apartment) | US$ 1,300 | INR 1.24 Lakhs | US$ 15,600 | INR 14.84 Lakhs |
| Groceries and Dining | US$ 500 | INR 47,590 | US$ 6,000 | INR 5.71 Lakhs |
| Transport (BART, Uber) | US$ 120 | INR 11,422 | US$ 1,440 | INR 1.37 Lakhs |
| Utilities, Phone, Internet | US$ 80 | INR 7,614 | US$ 960 | INR 0.91 Lakhs |
| Leisure, Gym, Entertainment | US$ 200 | INR 19,036 | US$ 2,400 | INR 2.28 Lakhs |
| Total Monthly Discretionary | US$ 2,200 | INR 2.10 Lakhs | US$ 26,400 | INR 25.13 Lakhs |
Cost Reality: San Francisco’s cost of living is among the highest in the USA. Combined tuition, housing, and living costs total INR 1.03 Crore annually—approximately INR 2.06 Crores over two years. Budget carefully; scholarships rarely cover full costs for international students.
Read More: Cost of Living Across USA Cities for Students
University of San Francisco MS/MBA Financial Analysis Admission 2026
The programme accepts two intakes annually. Both prioritize academic rigor and quantitative readiness. The university reports a 70% acceptance rate, making it moderately accessible for strong Indian candidates with solid GMAT/GRE scores and bachelor’s transcripts.
| Criterion | Requirement / Typical Range |
|---|---|
| Bachelor’s Degree | Required, any discipline; finance/commerce backgrounds preferred. |
| GPA (Undergraduate) | 3.0 minimum (U.S. equivalent); Indian students with 70%+ often competitive. |
| GMAT | 550-700 typical; average admitted score ~650. |
| GRE | 150-165 Quant acceptable; schools accept either exam. |
| Work Experience | Not required; 2-3 years preferred but not mandatory. |
| Intakes | Fall (Sep) and Spring (Jan) annually. |
The University of San Francisco ranks #115 in the US News National Universities 2026 rankings, reflecting its broader institutional strength in business and engineering programmes.
English Language Requirements for MS/MBA Students
| Test | Minimum Score | What It Means for Indian Applicants |
|---|---|---|
| TOEFL iBT | 80 (overall) | Achievable within 8-12 weeks of intensive prep; reading/writing emphasis. |
| IELTS | 6.5 (overall band) | Requires 6.0 minimum in each section; listening/reading often stronger for Indian test-takers. |
| Duolingo English Test | 105 | Budget-friendly; accepted by USF; 24-48 hour turnaround. |
- TOEFL is the most recognized by U.S. schools; Indian students often score 85-95 with dedicated preparation.
- IELTS Band 6.5 is widely achievable for English-medium Indian undergraduates; typically requires 70-80 hours study.
- Duolingo is the fastest option; take the exam in June-July to apply by September intake deadlines.
Tip for Indian Students: Most Indian applicants clear these thresholds comfortably if they studied English-medium schooling. Prioritize GMAT/GRE preparation; English language rarely blocks admission.
University of San Francisco MS/MBA Financial Analysis Application 2026
The application window opens in early July; both intake cycles operate on rolling admission. Early submission improves scholarship odds and visa processing timelines. Indian students requiring F-1 sponsorship must factor in 4-8 week visa processing after admission.
| Intake | Deadline (US Time) | Expected Decision | Enrol By |
|---|---|---|---|
| Fall 2026 | 1 November 2026 (Early Decision) | 1 December 2026 | 15 May 2027 |
| Fall 2026 | 15 January 2027 (Regular Decision) | 15 March 2027 | 1 June 2027 |
| Spring 2027 | 15 October 2026 | 30 November 2026 | 15 December 2026 |
| Expected Spring 2028 | Tentative: 15 October 2027 | Tentative: 30 Nov 2027 | Tentative: 15 Dec 2027 |
- Indian applicants applying for Fall 2026: plan to submit by early November 2026 for ED to secure visa time.
- International students (F-1 visa) must provide proof of financial capability (bank statements) showing funds for Year 1 tuition and living costs.
- Documents required: transcripts, GMAT/GRE scores, TOEFL/IELTS results, CV, two recommender letters (academic or professional), statement of purpose.
Application Tip: Credential evaluation (WES/NACES) takes 7-10 business days for Indian transcripts. Submit to evaluation service by mid-October for Fall intake; do not delay.
University of San Francisco MS/MBA Financial Analysis Scholarships 2026
USF School of Management offers merit-based scholarships capped at full tuition; need-based aid for international students is limited. Most scholarships are conditional on GMAT scores, GPA, and professional background. Average merit award is US$ 12,000 annually (INR 11.42 Lakhs).
| Scholarship Type | Annual Range (USD) | Annual Range (INR) | Eligibility Notes |
|---|---|---|---|
| Presidential Merit | US$ 15,000–25,000 | INR 14.28–23.80 Lakhs | GMAT 680+; GPA 3.5+; competitive essays. |
| Dean’s Merit | US$ 10,000–15,000 | INR 9.52–14.28 Lakhs | GMAT 650+; GPA 3.2+; strong recommenders. |
| International Grant | US$ 5,000–10,000 | INR 4.76–9.52 Lakhs | Open to all international applicants; merit-based. |
A typical scholarship package covers 15-30% of tuition costs; many Indian students combine merit grants with employer sponsorship or personal savings. Request scholarships during application; separate scholarship forms not required—merit review is automatic.
Scholarship Reality: Full-tuition aid for international students is rare; average award of INR 11.42 Lakhs reduces Year 1 costs to approximately INR 69.15 Lakhs. Plan for out-of-pocket expense of INR 55-70 Lakhs annually.
Check Out: Scholarships for Indian Students in USA
University of San Francisco MS/MBA Financial Analysis Salary 2026
Graduates of USF’s MBA and MS/MBA programmes report strong placement outcomes. For financial analysis and quantitative finance roles, the median starting salary is US$ 85,000–95,000 (INR 81–91 Lakhs) gross per annum. 80% of cohort finds employment within six months of graduation.
| Role / Track | Base Salary (USD) | Base Salary (INR) | Employers (Sample) |
|---|---|---|---|
| Financial Analyst (Banking) | US$ 80,000–95,000 | INR 76.14–90.42 Lakhs | Wells Fargo, Goldman Sachs, JP Morgan |
| Risk Manager (Tech/Finance) | US$ 85,000–105,000 | INR 80.90–100.00 Lakhs | Airbnb, Uber, Google Finance team |
| Quantitative Analyst | US$ 95,000–130,000 | INR 90.42–123.73 Lakhs | Hedge funds, fintech startups, trading desks |
| CFO / Finance Manager | US$ 90,000–110,000 | INR 85.66–104.70 Lakhs | Startups, private equity, Bay Area tech |
The salary structure typically includes base + bonuses; banking roles often feature 20-40% variable compensation. Post-tax income (Federal + State + FICA) typically nets 65-70% of gross; use a U.S. tax calculator for precise estimates. No state income tax does not apply to California.
Honest Take: Salaries peak in quantitative and fintech roles; traditional corporate finance roles start lower. Bay Area cost of living offsets salary gains versus Midwest or Southeast U.S. alternatives. Negotiate signing bonuses ($5,000–15,000) aggressively.
Read More: USF Placement and Career Outcomes
United States Visa and Work Eligibility MS/MBA Financial Analysis 2026
Indian students pursuing this STEM-designated programme qualify for the F-1 student visa. Upon graduation, they access Optional Practical Training (OPT), a work authorization permit lasting 12 months base plus 24 months STEM extension, totaling 36 months.
- F-1 Visa: Allows full-time study with optional on-campus work (up to 20 hours/week during semesters); no separate work visa required during studies.
- OPT (Optional Practical Training): Post-graduation, eligible for 12-month base period; STEM degree holders (including Financial Analysis) receive additional 24-month extension, totaling 36 months paid work authorization.
- H-1B Visa Path: After OPT, eligible to switch to H-1B sponsorship if employer nominating; threshold salary US$ 60,000 (INR 57.10 Lakhs); lottery system competitive.
- Green Card (EB-2/EB-3) Path: Possible after H-1B; STEM degree holders typically faster processing; typically requires 6-10 years from OPT start to permanent residency.
Visa Reality: The 36-month OPT window allows 3 years of earning USD 85k+, accumulating USD 2.55 Lakhs+ net savings pre-taxes for return migration or H-1B application fees. Spouse may apply for dependent visa (EAD derivative) but cannot independently work unless obtaining separate H-4 EAD approval.
Also Check: US Student Visa (F-1) Complete Guide
University of San Francisco MS/MBA Financial Analysis Ranking 2026
The programme’s parent discipline, Business (Finance), is ranked at the subject level by major ranking bodies. QS Business Masters Ranking (Finance) places University of San Francisco’s School of Management at position #151 globally as of September 2025. This reflects the school’s quantitative rigor and placement outcomes in finance roles.
| Ranking Body | Ranking Metric | USF Rank / Score | What This Means |
|---|---|---|---|
| QS Business Masters (Finance) | Subject-level Finance specialization | #151 Global | Strong placement in financial services; employer recognition in U.S. and Asia-Pacific. |
| US News (Best Business Schools) | Overall MBA ranking (national) | #122 (USA) | Mid-tier school with solid regional reputation. |
| QS Global MBA Rankings | Broad MBA programme ranking | #201 Global | Recognized internationally; strong Bay Area advantage. |
For Indian students, QS #151 in Finance signals strong employer brand in banking and fintech sectors across Asia, Middle East, and U.S. markets. The ranking does not compete with top-20 finance schools globally, but it scores competitively versus most regional U.S. programmes outside the Ivy League.
Honest Take: A QS #151 Finance ranking opens doors in mid-market banking and fintech; top consulting and hedge funds typically recruit from QS #1–50. Cost-effectiveness (vs. top schools) and STEM OPT benefits offset the ranking gap for Indian applicants prioritizing work authorization and return migration timelines.
University of San Francisco MS/MBA Financial Analysis FAQs
Ques. Can Indian students pursue the MS/MBA Financial Analysis at USF without prior finance experience?
Ans. Yes. The programme is open to all bachelor’s degree holders. Finance-major and commerce-major backgrounds have slight admissions edges, but engineering, computer science, and mathematics backgrounds are equally welcome and often stronger in quantitative coursework. The first semester includes foundational finance modules for non-specialists.
Ques. Is the GMAT mandatory, or can I take the GRE instead?
Ans. Either GMAT or GRE is accepted. No preference stated by USF. Scores above 650 (GMAT) or 155 Quant (GRE) are competitive. If your target schools accept both, choose the exam matching your strengths; for quant-heavy profiles, GRE is often easier.
Ques. How much does health insurance cost, and is it mandatory?
Ans. Health insurance is mandatory for all F-1 students. USF’s student health plan costs approximately US$ 2,500–3,500 annually (INR 2.38–3.33 Lakhs). Family/spouse coverage is additional. Most plans are comprehensive; opt-out is rare but possible if you hold equivalent external coverage meeting U.S. minimums.
Ques. What is the OPT timeline after graduation, and can I extend it?
Ans. OPT begins after graduation; you must file Form I-765 within 60 days of completion. Base OPT is 12 months; STEM extension adds 24 months (since Financial Analysis is STEM-designated). Total window is 36 months. Extensions are automatic if you file before the base 12-month window closes; employer sponsorship is not required for STEM extension.
Ques. How competitive is H-1B sponsorship for Financial Analysis graduates?
Ans. H-1B sponsorship is available but lottery-dependent; approximately 300,000 applications compete for 85,000 visas annually. Success improves with higher salaries (US$ 75k+ base preferred), employer size, and prior OPT performance. Many USF graduates secure sponsorship via tech companies or established financial firms in Silicon Valley. No guarantee exists; prepare contingency plans (extended OPT work, return migration, or alternative visa streams).
The University of San Francisco’s MS/MBA Financial Analysis programme combines rigorous quantitative training with access to Silicon Valley’s finance and technology sectors. For Indian students, the dual appeal of STEM OPT (36-month work window), moderate acceptance rates, and strong employer networks in banking and fintech makes it a cost-effective alternative to top-tier U.S. and UK programmes. Realistic salary outcomes (USD 85k–95k base) recover the INR 2.06 Crore investment within 8-10 years, especially if visa pathways (H-1B, eventual GC) succeed. Start applications by October 2026 for Fall 2026 intake.
Tuition Fees
| Year | 1st Year Fees |
|---|---|
| Tuition Fees | $29140 |
Other Expenses
| Head | Avg Cost Per Year |
|---|---|
| Housing | $14882 |
| Transportation | $3380 |
Previous Year Tuition Fees
| Year | 1st Year Fees |
|---|---|
| 2023 | $27213 |
| 2021 | $24160 |
Scores Required
- GMAT/GRE scores are required (optional for Fall 2021 applications only.)
- Avg. GMAT score: 605
- Avg. Undergrad GPA: 3.2
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Scholarship Grants & Financial Aids
| Name | Scholarship Per Student | Level of Study | Type | |
|---|---|---|---|---|
| Novus Biological Scholarship Program | Scholarship per student$ 1,500/Yr$1,500 | Level Of StudyAssociate | TypeMerit-Based | |
| Washington DC Scholarships | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeMerit-Based | |
| TEC Scholarship | Scholarship per student$ 1,000/Yr$1,000 | Level Of StudyBachelor | TypeMerit-Based | |
| BeArt Presets-Academic Scholarship | Scholarship per student$ 2,500/Yr$2,500 | Level Of StudyBachelor | TypeMerit-Based | |
| Chuan Ai Lu Engstrom Memorial Scholarship | Scholarship per student$ 1,000/Yr$1,000 | Level Of StudyBachelor | TypeMerit-Based | |
| Bharat Petroleum Scholarship | Scholarship per studentVariable Amount | Level Of StudyMaster | TypeMerit-Based |
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| Program | Important Date | Total Fees | Median Exams Score | Action |
|---|---|---|---|---|
-- | USD 42,000 /Yr |
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Application Deadline For Spring Intake (15th Nov 2026) Last Day to Submit Financial Documentation for Spring intake (1st Dec 2026) | USD 33,318 /Yr |
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Priority Application Deadline for Spring 2027 Intake (15th Oct 2026) Final Application Deadline for Spring 2027 Intake (1st Jan 2027) | USD 22,500 /Yr |
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-- | USD 13,650 /Yr |
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