St. John’s University: Courses, Fees and Cost of Living 2026-27

St. John’s University fees for Indian students vary by programme and study level. Postgraduate tuition ranges from $1,705 to $1,815 per credit (INR 1,63,083 to INR 1,73,605), while undergraduate tuition ranges from $56,140 to $64,274 per year (INR 53.70 Lakhs to INR 61.48 Lakhs). The Master of Science in Finance uses a 30-credit route at $1,720 per credit (INR 1,64,518 per credit).

• Off-campus housing and food: $24,498 (INR 23.43 Lakhs) per year
• University housing and food: $26,764 (INR 25.60 Lakhs) per year
• Queens on-campus: University residence
• Off-campus: Private rental accommodation

For the 18-month Master of Science in Artificial Intelligence and Data Science, total tuition is $51,150 (INR 48.92 Lakhs). Adding 18 months of graduate off-campus living brings the estimated cost to $92,592 (INR 88.56 Lakhs). This excludes books, university fees, insurance, visa charges, deposits, travel, and airfare.

For Spring 2027, students should use the 2026/27 fee rates when planning their budget. Fall 2027 tuition should be treated as pending until St. John’s publishes the next fee schedule.

Note: INR conversions use 1 USD = INR 95.65, as of August 30, 2026.

Also check, St. John's University: Fees 2026, Scholarships, Admissions 2026, Rankings & Courses

St. John’s University Tuition Fees by Programme

St. John’s charges most graduate tuition by credit, while undergraduates taking 12 to 18 credits pay a semester block. The fee structure changes by school, credit load, professional stage, and programme duration.

St. John’s University Postgraduate Fees: Spring 2027 and Fall 2027

Postgraduate tuition runs $1,705-$1,815 per credit (INR 1,63,083-INR 1,73,605), with course length setting the tuition-only total. Tuition is charged per credit for these programmes. Required credits come from each programme’s official curriculum.

• Thirty-credit routes use different school rates, so Finance and Actuarial Science cost more than Artificial Intelligence and Data Science.
• Speech-Language Pathology carries the $1,815 rate (INR 1,73,605) and a 54-credit requirement.
• Taxation uses 31 credits, making its total different from other Tobin College routes.
• The $300 enrollment deposit (INR 28,695) is separate from per-credit tuition billing but is credited toward tuition.

St. John’s University Undergraduate Fees: Fall 2027 and Spring 2027

Undergraduate base tuition is $56,140 per year (INR 53.70 Lakhs), while Tobin and Doctor of Pharmacy stages cost more. Full-time undergraduates taking 12 to 18 credits pay the semester block. Credits below 12 and above 18 change the billed amount.

• The base rate covers Computer Science and Nursing without the Tobin or Pharm.D. differential.
• Business Analytics and Accounting add $2,400 yearly (INR 2.30 Lakhs) during years 3-4.
• Doctor of Pharmacy is a six-year professional route, so its total is not comparable with four-year degrees.
• These full-course figures use the current published stage rates.
• They exclude university fees, insurance, books, living costs, deposits, visa charges, and travel.

Artificial Intelligence and Data Science lists Fall and Spring entry. Public Health accepts applications throughout the academic year. Speech-Language Pathology publishes a February 1 application deadline. Spring 2027 is not a viable entry unless its department confirms it.

St. John’s University Fee Trend by Year

Undergraduate base tuition increased from $51,410 (INR 49.17 Lakhs) in 2024/25 to $56,140 (INR 53.70 Lakhs) in 2026/27. This increase should be considered when planning education loans and housing costs, while Spring 2027 continues to use the current 2026/27 fee year.

• Base tuition increased by $2,570 (INR 2.46 Lakhs) between 2024/25 and 2025/26.
• The next increase was $2,160 (INR 2.07 Lakhs) between 2025/26 and 2026/27.
• Tobin and Pharm.D. differentials sit above this base series and need separate calculations.
• Use the latest published fee year until the next official year is released, then rerun totals.

Cost of Living in New York City for Indian Students

Graduate students at St. John’s should budget $28,428 per year (INR 27.19 Lakhs) for off-campus living, excluding tuition and university fees. This 12-month estimate includes housing, food, personal expenses, transportation and books. On-campus costs refer to university accommodation in Queens, while off-campus costs refer to private accommodation elsewhere.

• Off-campus housing and food total $24,498 annually (INR 23.43 Lakhs) before personal costs, transport, and books.
• On-campus housing and food total $26,764 annually (INR 25.60 Lakhs), with residence availability subject to university demand.
• The Queens campus is the main residence location. Manhattan campus classes can require a separate commute allowance.
• The transport allowance is $1,020 annually (INR 97,563), so location changes the cash requirement.

On-Campus and Off-Campus Housing Near Queens for Indian Students

University housing and food cost $26,764 per year (INR 25.60 Lakhs) for students living on campus. The estimated off-campus living cost is $24,498 per year (INR 23.43 Lakhs).

Total Cost of Studying at St. John’s University

The illustrative first-year cost for Artificial Intelligence and Data Science starts at $46,038 (INR 44.04 Lakhs) for students living off campus and reaches $66,508 (INR 63.61 Lakhs) for those living on campus. The estimate is based on 18 credits and 12 months of living expenses. Tuition is calculated at $1,705 (INR 1,63,083) per credit, assuming nine credits in each first-year semester. The budget also includes university fees, health insurance, the visa application fee, and SEVIS payment. The living-cost estimate includes books but excludes tuition and mandatory university fees.

• The at-home scenario is a lower published benchmark, not a practical residence plan for a newly arriving F-1 student.
• The mandatory-fee cell combines $1,000 university fees (INR 95,650) and $3,589 annual insurance (INR 3.43 Lakhs).
• It also combines the $185 visa fee (INR 17,695) and $350 SEVIS fee (INR 33,478).
• The $300 enrollment deposit (INR 28,695) reduces tuition and is not added again as an extra cost.
• The $400 housing deposit (INR 38,260) reduces room and board when Queen's residence is selected.
• The visa and SEVIS amounts are shown for comparison but are paid before travel, not monthly.

Full-programme comparison: $92,592 (INR 88.56 Lakhs, or INR 0.89 Crore). That combines $51,150 (INR 48.92 Lakhs) tuition and 18 months of off-campus living costs.

St. John’s University Scholarships for Indian Students

Graduate merit scholarships range from $3,000 to $9,000 per year (INR 2.87 Lakhs to INR 8.61 Lakhs) and do not require a separate application. International students must enrol in at least nine credits in both the fall and spring semesters to remain eligible for the graduate scholarship.

• Merit review needs no separate scholarship form, reducing a second application task.
• Graduate awards can renew for up to three years when the published credit and academic conditions remain satisfied.
• Online, fast-track, pathway, combined-degree, and selected programme routes have separate eligibility limits.
• Actuarial Science, Physician Assistant, and other excluded programmes should not be budgeted with this award without written confirmation.

St. John’s University Tuition Deposit and Payment Options

St. John’s University generally charges a $300 enrollment deposit (INR 28,695) for most undergraduate and graduate programmes. However, the Master of Science in Physician Assistant requires a higher deposit of $1,500 (INR 1.43 Lakhs), while the Doctor of Physical Therapy requires $500 (INR 47,825). Students opting for on-campus housing in Queens should also budget for a $400 housing deposit (INR 38,260) for new residents.

The deposit confirms enrollment. Financial documents support the Form I-20, Certificate of Eligibility for Nonimmigrant Student Status.

Methods of payment:

• Bank or telegraphic transfer, using the beneficiary details on the student invoice.
• Flywire, St. John’s named international payment provider for overseas payments.
• A forex card, which can save about 2-3% against a raw wire depending on the quoted rate.
• Education-loan disbursement aligned with the university’s semester due date.

Steps to pay the tuition fee for international students:

1. Accept the offer and complete the enrollment requirements.
2. Pay the applicable enrollment or housing deposit.
3. Submit financial documents and receive the Form I-20.
4. Pay the balance through the semester schedule or approved payment plan.
5. Keep every payment receipt with the visa and funding file.

Hidden Costs of Studying at St. John’s University

• Spring 2027 classes begin January 20, 2027. Keep the F-1 visa, I-901 SEVIS payment, and first insurance charge ready before travel.
• The international application fee is $70 (INR 6,696), separate from tuition and deposits.
• The F-1 visa application fee is $185 (INR 17,695), paid to the United States Department of State.
• The I-901 SEVIS fee is $350 (INR 33,478) for the F-1 student visa record.
• Mandatory university health insurance is $1,794.50 per semester (INR 1.72 Lakhs). Spring 2027 entrants have a published $2,234 charge (INR 2.14 Lakhs).
• Books cost $800 annually (INR 76,520), while university fees cost $1,000 annually (INR 95,650).
• English-test retakes, bank charges, foreign-exchange spreads, airfare, visa-interview travel, and initial setup purchases have no fixed university figure.

Cash Needed Before Arrival: The 30-credit route needs $2,699.50 (INR 2.58 Lakhs) before arrival without university housing. This covers the application fee, enrollment deposit, visa fee, SEVIS fee, and first insurance charge. The on-campus case needs $3,099.50 (INR 2.96 Lakhs) after adding the housing deposit. These totals exclude tuition balance due before arrival, airfare, visa-interview travel, and setup purchases.

Fee Saving Strategies for Indian Students

For Spring 2027, the biggest controllable saving is the $3,000 - $9,000 graduate merit award (INR 2.87–8.61 Lakhs). Students should apply by the recommended graduate deadline of October 1, 2026, and then compare the scholarship amount mentioned in the acceptance letter with the first-semester invoice before making the payment.

• On-campus housing and food total $26,764 annually (INR 25.60 Lakhs), compared with the off-campus benchmark of $24,498 (INR 23.43 Lakhs).
• F-1 students can work up to 20 hours weekly on campus while classes run, and full-time during official breaks.
• Off-campus work generally needs one full academic year and United States Citizenship and Immigration Services authorization.
• Section 80E of India’s Income-tax Act allows qualifying individuals to deduct education-loan interest for higher education. It covers interest, not principal.
• The deduction applies for the initial assessment year and seven succeeding years.
• The $1,705 rate (INR 1,63,083) applies to Artificial Intelligence and Data Science. Speech-Language Pathology uses $1,815 (INR 1,73,605) per credit.
• Optional Practical Training (OPT) allows up to 12 months. Eligible Science, Technology, Engineering, and Mathematics (STEM) degrees can add a 24-month extension under current United States rules.