I have received an admit from University of Waterloo and Concordia University for biological sciences. Which one should I choose?

Both the University of Waterloo and Concordia University have excellent programs in biological sciences. It ultimately boils down to which university aligns better with your goals and preferences. To make a better decision you can consider parameters like location, campus culture, available resources and opportunities, and the specific strengths of each program. University of Waterloo The University of Waterloo is located in Waterloo, Ontario It is known for its strong emphasis on technology and innovation. It has a diverse range of research opportunities and a large number of co-op programs available to students. Concordia University It is located in Montreal, Quebec. It has a reputation for its strong focus on interdisciplinary research and student-centered approach. It also offers a wide range of research opportunities and is known for its commitment to sustainability and social justice. My suggestion to you would be to choose the University Of Waterloo over Concordia because it has better scope and facilities for Biological sciences when compared to Concordia University. It’s better to research the specific areas of biological sciences that interest you and compare the research and course offerings at each university. Ultimately, the best choice is the one that aligns with your personal values and goals. Both universities have a lot to offer, so it's important to take your time and make an informed decision.

What percentage is required for an Indian student to get an easy admission to the University of Waterloo?

Since Waterloo is one of Canada's as well as world's best universities, there is no easy way getting admitted here. Waterloo’s admission averages range from low 80s to mid-90s. These can vary depending on the number of applications received as well as the number of spaces available in each program. You should already assume that the grades of students who apply will be generally very good. Your requirements will also differ with your nationality or where you’ve studied previously. But most importantly, you should know that grades alone won’t get you inside Waterloo as they take a good look at many other things. Thus, there are some aspects to work on if you're an Indian student wishing to study here: Grades: At Least a minimum of 90% in grade 10 and grade 12 exams. (High school and Intermediate) First or Second Division standing in one of the following. All India Senior School Certificate awarded by CBSE. Indian School Certificate awarded by CISCE. Other pre-university certificate awarded after 12 years of academic studies. English proficiency: Very important to have an IELTS score of 6.5 or TOEFL iBT score of 90. Admission Information Form: You will need to write an exceptional AIF. This questionnaire gives you a great chance to display everything about you that makes you unique. You can share your extracurricular activities, work experience, volunteering activities and other initiatives. Euclid Mathematics Contest: Strongly recommended to write the Euclid Mathematics Contest and/or the Canadian Senior Mathematics Contest. Results of the contests will be used in scholarship decisions and possibly admission decisions for programs in the Faculty of Mathematics. Additional Factors: An online video interview may be needed, which allows the university to virtually meet you and get a sense of who you are and get a better idea of you. These are the general requirements. Please note that some programs will have different criteria depending on the competition, degree type and program specification. There will not be one way to prepare for your application as the university looks at your whole profile and then takes a decision.

What is the average GRE for people getting into MSCS of University of Waterloo?

While GRE is an important factor in MS Computer Science admissions at Cheriton School of Computer Science, there is not a defined cut off. This is because the University of Waterloo accepts or rejects a candidate on the basis of their overall profile. So you should simply not rely only on your strong GRE score as this doesn’t guarantee you admission. This being said, a high GPA, strong academic background with a good GRE score increases your chances of getting admitted. On an average, it will not be wrong to claim that 75th GRE score percentile is a good GRE score. In simpler words, 161 or higher in GRE quant and 157 or higher in GRE verbal will be a good score. Lower than this will make enrollment in a top University like Waterloo much difficult. The score of GRE quant and GRE verbal contributes towards the overall GRE score, so it recommended to aim for 75 percentile or higher in quant and 60+ percentile in verbal. The competition will be higher since this is a very sought-after subject. If you're from India then the competition is even higher as there are so many talented students applying. So assuming your high GPA, it's better if you do better in Quant as compared to Verbal. This is because the subject of computer science is more oriented towards quant.

University of Waterloo: Courses and Fees 2026

Master of Actuarial Science

STEM Course

2 years

Full Time

On Campus

Field of Study:

Actuarial Science,

Sciences

Ranked #47 out of 600 by QS Global Ranking 2025

$38,537 /Yr

CA$55,053 /Yr

Collegedunia Team

Content Curator | Updated on - Jun 4, 2026

Waterloo is a 2 years Full Time Master program. This program is offered On Campus. The first year fees for at Waterloo is ₹ 36.21 Lakhs (CAD 55053). Earlier in 2022, the Fee was ₹ 36.21 Lakhs (CAD 55053). This shows that the academic fees has remained the same.

According to Times Higher Education, Waterloo ranked 201 out of 1502 in Global Ranking.

Waterloo Total Fees 2025

The tuition fee for at Waterloo is CAD 55053 per year (₹ 36.21 Lakhs). Meanwhile, the total cost is CAD 69837/Year (₹ 45.93 Lakhs). This includes the tuition fee and other expenses such as Living Cost, Books & Supplies, Health Insurance, etc.

The tuition fee for at University of Waterloo is as follows:

Expense Type	Average Cost (INR)	Equivalent (CAD)
Tuition Fee	₹ 36.21 Lakhs	CAD 55053

The other expenses for at University of Waterloo is as follows:

Expense Type	Average Cost (INR)	Equivalent (CAD)
Housing (off-campus) and utilities	₹ 2.1 Lakhs	CAD 3200
Food - groceries	₹ 61,824	CAD 940
Books and supplies	₹ 65,770	CAD 1000
Total estimated living costs	₹ 4.39 Lakhs	CAD 6680
Books and supply	₹ 1.95 Lakhs	CAD 2964
Total Cost	₹ 9.72 Lakhs	CAD 14784

Tuition Fee Trends at Waterloo

Waterloo Fees for Indian students is ₹ 36.21 Lakhs (CAD 55053). This academic fee has remained the same from 2022. Candidates can check the year on year trends in Waterloo Fees in the table below.

Academic Year	Tuition Fees (INR)	Tuition Fees (CAD)
2025	₹ 36.21 Lakhs	CAD 55053
2022	₹ 36.21 Lakhs	CAD 55053
2021	₹ 16.94 Lakhs	CAD 25754

at Waterloo Admission 2025

To be eligible for admission to at Waterloo, applicants must meet specific academic and language requirements.

Academic Eligibility:

A four-year honor’s Bachelor’s degree with an overall 83% average from a Canadian university (or its equivalent).
An interview and diagnostic test may be required. Three academic or professional references.
Proof of English proficiency may be required for international applicants, whose first language is not English.
The GRE exam score is not required but if given will be encouraged.
Students must be qualified in IELTS or TOEFL to get admission to this program.

Indian Student Eligibility:

Should have completed a 4-year UG degree with first class in a relevant field from a recognized institution.
Should have completed a master’s degree with first-class in a relevant field from a recognized institution.

Waterloo Application Link

Waterloo Application Link; Apply Here

Fee Comparison

The fee comparison for similar programs like Waterloo are:

University	Program	First Year Fees in CAD	First Year Fees in INR
University of Waterloo	M.Math Applied Mathematics	CAD 23,088 /Yr	INR 15.2 L/Yr
Western University	M.S Applied Mathematics	CAD 29,656 /Yr	INR 19.5 L/Yr
University of Calgary	MS Math and Statistics	CAD 26,189 /Yr	INR 17.2 L/Yr
Queen's University	M.S Biostatistics	CAD 15,358 /Yr	INR 10.1 L/Yr

Also Check:

Tuition Fees

Year	1st Year Fees
Tuition Fees	$38537 (CAD 55053)

Other Expenses

Head	Avg Cost Per Year
Housing (off-campus) and utilities	$2240 (CAD 3200)
Food - groceries	$658 (CAD 940)

Previous Year Tuition Fees

Year	1st Year Fees
2022	$38537 (CAD 55053)
2021	$18028 (CAD 25754)

Scores Required

90 / 120

Avg. Score in

TOEFL

7.0 / 9

Avg. Score in

IELTS

63 / 90

Avg. Score in

PTE

GRE and GMAT scores are not required

Required Document List

Three academic or professional references.

TOP Scholarships

Scholarship name	Award amount	Eligibility
International Student Entrance Scholarship	10000	Admission average of 90% or above will be considered

Key Resources for Your Study Abroad Journey

Course Guides

Best Post-Graduate Courses in Canada in 2025

Masters in Canada: Fees 2024, Top Colleges, Placements & Salaries

One year Courses in Canada for International Students: Fees 2024, Top Colleges, & Salaries

Career and Placement after Course

Graduates have careers as:

Mathematicians,
Statisticians and Actuaries Actuaries

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Scholarship Grants & Financial Aids

Name	Scholarship Per Student	Level of Study	Type
Cotton Family Women in Mathematics Graduate Scholarship	Scholarship per student$ 2,100/Yr$3,000	Level Of StudyDoctorate	TypeCollege-Specific	View Details
The Anish Chopra Masters of Accounting Scholarship	Scholarship per student$ 3,500/Yr$5,000	Level Of StudyMaster	TypeAwards	View Details
Jared J. Davis Grant	Scholarship per student$ 700/Yr$1,000	Level Of StudyBachelor	TypeMerit-Based	View Details
Go Clean Scholarship	Scholarship per student$ 2,450/Yr$3,500	Level Of StudyBachelor	TypeMerit-Based	View Details
Golden Key Graduate Scholar Award	Scholarship per student$ 1,050/Yr$1,500	Level Of StudyMaster	TypeMerit-Based	View Details
Axol Science Scholarship	Scholarship per student$ 1,400/Yr$2,000	Level Of StudyBachelor	TypeCompany-Sponsored	View Details

Similar Programs

Program	Important Date	Total Fees	Median Exams Score
M.Math Applied Mathematics, University of Waterloo 2 years	--	USD 16,162 /Yr CAD 23,088 /Yr	TOEFL: 90 IELTS: 7.0 PTE: 63
M.S Applied Mathematics, Western University 2 years	--	USD 20,759 /Yr CAD 29,656 /Yr	TOEFL: 92 IELTS: 6.5 Duolingo: 115
MS Math and Statistics, University of Calgary 1 year	Application Deadline for September 2027 Intake (15th Jan 2027)	USD 15,253 /Yr CAD 21,790 /Yr	TOEFL: 4.5 IELTS: 6.5 Duolingo: 125 PTE: 59
M.S Biostatistics, Queen's University 1 year	Application Deadline for Fall 2027 Intake (31st Jan 2027)	USD 9,049 /Yr CAD 12,927 /Yr	TOEFL: 4.5 IELTS: 7